3418 Rosebay Ct, Spring Hill, FL 34609 Property Records

Hernando County property record for 3418 Rosebay Ct, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,729 sqft · built 2000
Lot Size	0.335 acres (14,586 sqft)
Owner	Trust Name on File
Last Sale	$302,500 (May 2018)
Tax Bill	$3,466 (2025)
Deeds & Mortgages	Mar 2020 Mortgage May 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R15-223-18-3257-0000-0410`

Property Details

APN / Parcel Number

Primary APN	`R15-223-18-3257-0000-0410`
Alternative APNs	`01318808` `1318808`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,729 sqft Living Area
Gross Area	3,750 sqft
1st Floor Area	2,729 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,586 sqft (0.335 acres)
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	1,453 sqft
Deck Area	112 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01318808
Street Address	3418 ROSEBAY CT
City	SPRING HILL
State	FL
Zip	34609-0873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRISTINE PLACE PH 2 LOT 41
Legal Range	18E
Legal Township	23S
Legal Section	15
Legal Subdivision	PRISTINE PLACE PHASE 2
Legal Lot Number	41
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2010
Census Tract	40908

Owner

3418 Rosebay Ct is owner-occupied and held in a trust since April 2019.

Source: Hernando County records, as of September 28, 2026

Owner of Record	Trust Name on File
Mailing Address	3418 ROSEBAY CT, SPRING HILL, FL 34609-0873
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 7, 2019	Grant Deed, Transfer ATTORNEY ONLY
May 4, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Oct 11, 2017	Grant Deed, Transfer LANDCASTLE TITLE LLC
Jan 19, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2018 · Amount on File
Deed Sale	May 4, 2018 · Amount on File
Prior Sale	Oct 24, 2017 · Amount on File
Deed Document Number	201827628
Deed Book / Page	3580 / 1239
Last Transfer Date	Apr 17, 2019
Transfer Doc	0037001014
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3418 ROSEBAY CT, SPRING HILL, FL 34609-0873
Document Number	0038210465
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3418 ROSEBAY CT SPRING HILL FL 346090873, SPRING HILL, FL 34609-0873

Mortgage

Document Number	0038210465
Date	Mar 20, 2020
Book Page	003821/000465
Instrument	18583

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 19, 2035

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	May 7, 2019
Property Address	3418 ROSEBAY CT, SPRING HILL, FL 34609-0873
Document Number	0037001014
Book / Page	003700 / 001014
Instrument Date	Apr 17, 2019
Instrument	27640
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3418 ROSEBAY CT SPRING HILL FL 346090873, SPRING HILL, FL 34609-0873

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 4, 2018
Property Address	3418 ROSEBAY CT, SPRING HILL, FL 34609-0873
Document Number	0035801239
Book / Page	003580 / 001239
Instrument Date	Apr 24, 2018
Instrument	27628
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	CHELSEA TITLE NATURE COAST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,117.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3418 ROSEBAY CT SPRING HILL FL 346090873, SPRING HILL, FL 34609-0873

Mortgage

Document Number	35801240
Date	May 4, 2018
Book Page	003580/001240
Instrument	27629

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 3, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 11, 2017
Property Address	3418 ROSEBAY CT, SPRING HILL, FL 34609-0873
Document Number	0035141833
Book / Page	003514 / 001833
Instrument Date	Sep 21, 2017
Instrument	57533
Transaction Type	Transfer
Record Updated	Nov 10, 2017
Title Company	LANDCASTLE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,263.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5035 DOWN POINT LN WINDERMERE FL 347868402, WINDERMERE, FL 34786-8402
Investor	Possibly a Property Investor

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 19, 2017
Property Address	3418 ROSEBAY CT, SPRING HILL, FL 34609-0873
Document Number	0034311253
Book / Page	003431 / 001253
Instrument Date	Dec 29, 2016
Instrument	2981
Transaction Type	Foreclosure
Record Updated	Feb 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3418 ROSEBAY CT SPRING HILL FL 346090873, SPRING HILL, FL 34609-0873

Tax Assessment & Valuation

The 2025 property tax bill for 3418 Rosebay Ct was $3,466 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,466.00 Homeowner's exemption	$229,883	$459,294 Land $44,487 Building $414,807
2023		$216,897 Land $216,897
2022	$2,693.00		$457,450 Land $44,487 Building $412,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3418 Rosebay Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3418 Rosebay Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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