Union County property record for 3418 Old Monroe Rd, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1973 |
| Lot Size | 0.602 acres (26,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Dec 2025) |
| Tax Bill | $1,630 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-129-343B |
| Primary APN | 07-129-343B |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 26,223 sqft (0.602 acres) |
| Porch | Porch |
| Porch Area | 308 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3418 OLD MONROE RD |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-5936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | OLR STALLI |
| Legal Description | #3 STALLINGS PB007 PG037 |
| Legal Subdivision | PROPERTY OF HUBERT NORMAN RUSHING & SARA |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20314 |
3418 Old Monroe Rd, a rural home, is owned by two individuals who bought it in December 2025.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 129 ENCLAVE MEADOWS LN, MATTHEWS, NC 28104-0044 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2022 | Deed of Trust, Mortgage AMERICAN BANK OF THE CAROLINAS |
| Dec 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage NEXBANK SSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on File |
| Deed Sale | Dec 4, 2025 · Amount on File |
| Prior Sale | Dec 5, 2012 · Amount on File |
| Deed Document Number | 202532104 |
| Deed Book / Page | 9259 / 474 |
| Prior Transfer Date | Jun 9, 2014 |
| Prior Transfer Doc | 6239210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3418 OLD MONROE RD, MATTHEWS, NC 28104-5936 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3351 BEULAH CHURCH RD, WEDDINGTON, NC 28104-9206 |
| Document Number | 0008448391 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 8448/391 |
| Instrument | 13115 |
| Name | AMERICAN BANK OF THE CAROLINAS |
|---|---|
| Type | Bank |
| Address | INDIAN TRAIL, NC 28079 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 4, 2025 |
| Property Address | 3418 OLD MONROE RD, MATTHEWS, NC 28104-5936 |
| Document Number | 0009259474 |
| Book / Page | 9259 / 474 |
| Map Reference | MB 7 PG 37 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 32104 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | NOLA TITLE COMPANY LLC, MAGNOLIA TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $810.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3351 BEULAH CHURCH RD, MATTHEWS, NC 28104-9206 |
| Name | Verified Name |
|---|---|
| Address | 129 ENCLAVE MEADOWS LN, WEDDINGTON, NC 28104-0044 |
| Document Number | 0000032105 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 32105 |
| Name | NEXBANK SSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
The 2025 property tax bill for 3418 Old Monroe Rd was $1,630.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,500 (-) Land $213,300 Building $20,200 | $233,500 (-) Land $213,300 Building $20,200 | |
| 2025 | $1,630.00 | $233,500 Land $213,300 Building $20,200 | $233,500 Land $213,300 Building $20,200 |
| 2023 | $2,219.00 | $261,900 Land $138,500 Building $123,400 | $261,900 Land $138,500 Building $123,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3418 Old Monroe Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3418 Old Monroe Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Ripple Fiber, T-Mobile.
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