3418 Lawrence St, Eau Claire, WI 54703 Property Records

Chippewa County property record for 3418 Lawrence St, Eau Claire, WI 54703

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$120,000 (Jan 2015)
Tax Bill	$3,737 (2025)
Deeds & Mortgages	Sep 2021 Refinance Nov 2019 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`221 0611.A000`

Property Details

APN / Parcel Number

Primary APN	`221 0611.A000`
Alternative APN	`22809-3233-6410-1016`

Location & Zoning

Account Number	221 0611.A000
Street Address	3418 LAWRENCE ST
City	EAU CLAIRE
State	WI
Zip	54703-0125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSORS PLAT #1 SUBDIVISION OF LOT 1 LOT 16 BLK 10
Legal Range	09W
Legal Township	28N
Legal Section	32
Legal Subdivision	ASSESSORS PLAT SUBDIVISION
Legal Block	10
Legal Lot Number	1,16
Jurisdiction	CHIPPEWA WI
Township / Civil Division	EAU CLAIRE
Census Block Group	1
Census Block	1016
Census Tract	10100

Owner

3418 Lawrence St is owned and occupied by an individual who bought it in January 2015.

Source: Chippewa County records, as of February 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3418 LAWRENCE ST, EAU CLAIRE, WI 54703-0125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STIFEL BANK & TRUST
Nov 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BREMER BANK
Jan 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2015 · Amount on File
Deed Sale	Jan 23, 2015 · Amount on File
Deed Document Number	840596
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	3418 LAWRENCE ST, EAU CLAIRE, WI 54703-0125
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	923676
Date	Sep 23, 2021
Instrument	923676

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	3418 LAWRENCE ST, EAU CLAIRE, WI 54703-0125
Transaction Type	Mortgage
Record Updated	Nov 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	894587
Date	Nov 1, 2019
Instrument	894587

Lender

Name	BREMER BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	3418 LAWRENCE ST, EAU CLAIRE, WI 54703-0125
Transaction Type	Mortgage
Record Updated	Feb 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	885953
Date	Jan 29, 2019
Instrument	885953

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 3418 Lawrence St was $3,737 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,737.00 Homeowner's exemption	$202,100 Land $23,500 Building $178,600	$264,600
2023	$3,582.00 Homeowner's exemption	$192,400 Land $23,500 Building $168,900	$259,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3418 Lawrence St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	13 (1980–2023)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Apr 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3418 Lawrence St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: 24-7 Telcom, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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