3418 Floyd St, Ashland, KY 41102 Property Records

Boyd County property record for 3418 Floyd St, Ashland, KY 41102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1961
Lot Size	0.295 acres (12,880 sqft)
Owner	Individual Name on File
Last Sale	$159,900 (Apr 2022)
Tax Bill	$967 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031-19-05-013.00`

Property Details

APN / Parcel Number

Primary APN	`031-19-05-013.00`
Alternative APN	`468761`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 1961
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,880 sqft (0.295 acres)
Lot Dimensions	230 ft deep x 56 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	468761
Street Address	3418 FLOYD ST
City	ASHLAND
State	KY
Zip	41102-5841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	PART OF LOT 10 D A LEFFINGWELL DIVISION
Legal Subdivision	BOXTOWN
Legal Lot Number	10
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2022
Census Tract	30600

Owner

3418 Floyd St is owned and occupied by an individual who bought it in April 2022.

Source: Boyd County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3418 FLOYD ST, ASHLAND, KY 41102-5841
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Feb 5, 2021	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on File
Deed Sale	Apr 18, 2022 · Amount on File
Prior Sale	May 22, 2007 · Amount on File
Deed Document Number	10010433
Deed Book / Page	D838 / 373
Record Updated	Jun 8, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Apr 18, 2022
Property Address	3418 FLOYD ST, ASHLAND, KY 41102-5841
Document Number	00D838/373
Book / Page	D838 / 373
Instrument Date	Apr 15, 2022
Instrument	10010433
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	87 PRIVATE DRIVE 5713, 87, IRONTON, OH 45638-8866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3418 FLOYD ST, ASHLAND, KY 41102-5841

Mortgage

Document Number	0010010434
Date	Apr 18, 2022
Instrument	10010434

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	3418 FLOYD ST, ASHLAND, KY 41102-5841
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1458/182
Date	Feb 5, 2021
Book Page	M1458/182
Instrument	9838964

Lender

Name	PNC BANK NA
Type	Bank
Address	IRONTON, OH 45638

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3418 Floyd St was $967.

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$967.00	$159,900 Land $20,000 Building $139,900	$159,900 Land $20,000 Building $139,900
2023	$992.00	$159,900 Land $20,000 Building $139,900	$159,900 Land $20,000 Building $139,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3418 Floyd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3418 Floyd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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