3418 Co Rd 203, Durango, CO 81301 Property Records

La Plata County property record for 3418 Co Rd 203, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,830 sqft · built 1958
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Oct 2008)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5597-331-01-003`

Property Details

APN / Parcel Number

Primary APN	`5597-331-01-003`
Alternative APN	`R015945`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,830 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Detached
Garage Area	1,488 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	270 sqft
Deck Area	Deck Area
Patio Area	256 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R015945
Street Address	3418 COUNTY ROAD 203
City	DURANGO
State	CO
Zip	81301-8635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: WILLIAMS S/D BLOCK: 0 LOT: 3 N 85 LOT 3, WILLIAMS SUB 3418 CR 203 DURANGO 81301
Legal Subdivision	WILLIAMS S/D
Legal Block	3
Legal Lot Number	3
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3017
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3418 COUNTY ROAD 203, DURANGO, CO 81301-8635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Aug 21, 2020	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2008 · Amount on Record
Deed Sale	Oct 29, 2008 · Amount on Record
Prior Sale	Sep 23, 2004 · Amount on Record
Deed Document Number	2008985853
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	3418 COUNTY ROAD 203, DURANGO, CO 81301-8635
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3418 COUNTY ROAD 203, DURANGO, CO 81301-8635

Mortgage

Document Number	0001209534
Date	Apr 29, 2022
Instrument	1209534

Lender

Name	ZB NA
Type	Bank
Address	DURANGO, CO 81303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 21, 2020
Property Address	3418 COUNTY ROAD 203, DURANGO, CO 81301-8635
Document Number	0001176240
Map Reference	DOC 273103
Instrument Date	Aug 18, 2020
Instrument	1176240
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3418 COUNTY ROAD 203, DURANGO, CO 81301-8635

Mortgage

Document Number	0001176241
Date	Aug 21, 2020
Instrument	1176241

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,470 (-1.72%) Land $16,630 Building $27,840	$724,030 (-) Land $270,750 Building $453,280
2025	$2,540.00 (+41.74%)	$45,250 (+27.36%) Land $16,920 Building $28,330	$724,030 (+36.55%) Land $270,750 Building $453,280
2024	$1,792.00 (+16.29%)
2023	$1,541.00 (+5.77%)	$35,530 (+6.92%) Land $9,300 Building $26,230	$530,220 (+10.9%) Land $138,790 Building $391,430
2022	$1,457.00	$33,230 Land $8,090 Building $25,140	$478,100 Land $116,380 Building $361,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 81% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 203

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures