Sebastian County property record for 3417 Ramsgate Way, Fort Smith, AR 72908
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,657 sqft · built 1987 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $264,000 (May 2012) |
| Tax Bill | $2,799 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12661-1133-00000-00 |
| Primary APN | 12661-1133-00000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,657 sqft Living Area |
| Gross Area | 3,417 sqft |
| 1st Floor Area | 2,657 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 15,987 sqft (0.367 acres) |
| Lot Dimensions | 140 ft deep x 96 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 736 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 104 sqft |
|---|---|
| Porch | Enclosed Glass Porch |
| Porch Area | 348 sqft |
| Patio Area | 299 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 90551 |
|---|---|
| Street Address | 3417 RAMSGATE WAY |
| City | FORT SMITH |
| State | AR |
| Zip | 72908-9359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1133 |
| Legal Range | 32 |
| Legal Township | 07 |
| Legal Section | 15 |
| Legal Subdivision | FIANNA HILLS IX-X-XI |
| Legal Block | 1 |
| Legal Lot Number | 1133 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | UPPER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1311 |
Source: Sebastian County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3417 RAMSGATE WAY, FORT SMITH, AR 72908-9359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| Apr 30, 2020 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2012 · Amount on Record |
| Deed Sale | May 7, 2012 · Amount on Record |
| Deed Document Number | 20127414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 3417 RAMSGATE WAY, FORT SMITH, AR 72908-9359 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3417 RAMSGATE WAY, FORT SMITH, AR 72908-9359 |
| Document Number | 2023F13998 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2023F-13998 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 3417 RAMSGATE WAY, FORT SMITH, AR 72908-9359 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020F09487 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 2020F-09487 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Sebastian County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Fort Smith City |
| Unified School District | Fort Smith Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,799.00 Homeowner's exemption | $66,488 (-) Land $8,000 Building $58,488 | $332,440 (-) Land $40,000 Building $292,440 |
| 2025 | $2,799.00 (+24.96%) Homeowner's exemption | $66,488 (+44.82%) Land $8,000 Building $58,488 | $332,440 (+44.82%) Land $40,000 Building $292,440 |
| 2023 | $2,240.00 Homeowner's exemption | $45,910 Land $8,000 Building $37,910 | $229,550 Land $40,000 Building $189,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 93% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Wave Rural Connect Fiber | 1,000 / 1,000 |
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