3417 Emory Ave, McAllen, TX 78504 Property Records

Hidalgo County property record for 3417 Emory Ave, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 2023
Lot Size	0.127 acres (5,547 sqft)
Owner	Individual Name on File
Last Sale	$287,283 (Nov 2023)
Tax Bill	$3,900 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2023 Mortgage
APN	`C082002000010200`

Property Details

APN / Parcel Number

Primary APN	`C082002000010200`
Alternative APN	`1466109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,836 sqft
1st Floor Area	1,408 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,547 sqft (0.127 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	28 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3417 EMORY AVE
City	MCALLEN
State	TX
Zip	78504-6835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMPO DE SUENOS PH 2 LOT 102
Legal Subdivision	CAMPO DE SUENOS PH 2 - SML
Legal Lot Number	102
Jurisdiction	HIDALGO TX
Township / Civil Division	EDINBURG
Census Block Group	1
Census Block	1001
Census Tract	23533

Owner

3417 Emory Ave is owned and occupied by an individual who bought it in November 2023.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3417 EMORY AVE, MCALLEN, TX 78504-6835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 1, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage STONEWOOD HOME LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on File
Deed Sale	Nov 1, 2023 · Amount on File
Deed Document Number	20233496438
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	3417 EMORY AVE, MCALLEN, TX 78504-6835
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3417 EMORY AVE, MCALLEN, TX 78504-6835

Mortgage

Document Number	0003687572
Date	Sep 30, 2025
Instrument	3687572

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	SOFR Average 30-Day
Max Rate	11.2%

November 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Nov 1, 2023
Property Address	3417 EMORY AVE, MCALLEN, TX 78504-6835
Document Number	0003496438
Map Reference	DOC 3352552
Instrument Date	Oct 30, 2023
Instrument	3496438
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 16, 2025
Title Company	SAN JACINTO TITLE SVCS-MCALLEN, SAN JACINTO TTL SVCS MCALLEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 S 10TH ST # ST1700, ST1700, MCALLEN, TX 78501-4800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3417 EMORY AVE, MCALLEN, TX 78504-6835

Mortgage

Document Number	0003496439
Date	Nov 1, 2023
Instrument	3496439

Lender

Name	STONEWOOD HOME LENDING LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3417 Emory Ave was $3,900 with a homeowner's exemption, up 32.7% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,319 (+0.67%) Land $61,020 Building $168,299	$229,319 (-8.24%) Land $61,020 Building $168,299
2025	$3,900.00 (+32.65%) Homeowner's exemption	$227,786 Land $61,020 Building $188,882	$249,902 Land $61,020 Building $188,882
2024	$2,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3417 Emory Ave; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2020 · Hurricane Hanna
Claims by Event	Hurricane Hanna, Jul 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3417 Emory Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHARYLAND WSC serves 68,562 people · EPA ID TX1080033
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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