3417 Austin Rd, Monroe, NC 28112 Property Records

Union County property record for 3417 Austin Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1987
Lot Size	2.19 acres (95,701 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jul 2022)
Tax Bill	$1,819 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-198-023A`

Property Details

APN / Parcel Number

Primary APN	`04-198-023A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	2,268 sqft
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	95,701 sqft (2.19 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3417 AUSTIN RD
City	MONROE
State	NC
Zip	28112-8230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-4 UNION
Legal Description	8543-243
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	1
Census Block	1001
Census Tract	20902

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3417 AUSTIN RD, MONROE, NC 28112-8230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Sep 6, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK
Aug 22, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Apr 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Deed Document Number	202227125
Deed Book / Page	8538 / 243
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 29, 2022
Property Address	3417 AUSTIN RD, MONROE, NC 28112-8230
Document Number	0008538243
Book / Page	8538 / 243
Map Reference	MB 221 PG 118
Instrument Date	Jul 29, 2022
Instrument	27125
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3417 AUSTIN RD, MONROE, NC 28112-8230

Mortgage

Document Number	0000027126
Date	Jul 29, 2022
Instrument	27126

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3417 AUSTIN RD, MONROE, NC 28112-8230
Document Number	74732
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3417 AUSTIN RD MONROE NC 281128230, MONROE, NC 28112-8230

Mortgage

Document Number	74732
Date	Sep 25, 2019
Book Page	007473/000002
Instrument	29054

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3417 AUSTIN RD, MONROE, NC 28112-8230
Document Number	7450629
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3417 AUSTIN RD MONROE NC 281128230, MONROE, NC 28112-8230

Mortgage

Document Number	7450629
Date	Aug 27, 2019
Book Page	007450/000629
Instrument	25596

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3417 AUSTIN RD, MONROE, NC 28112-8230
Document Number	690877
Book / Page	006908 / 000077
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3417 AUSTIN RD MONROE NC 281128230, MONROE, NC 28112-8230

Mortgage

Document Number	690877
Date	Apr 6, 2017
Book Page	006908/000077
Instrument	9458

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,800 (-) Land $68,000 Building $326,800	$394,800 (-) Land $68,000 Building $326,800
2025	$1,819.00 (+13.05%)	$394,800 (+52.26%) Land $68,000 Building $326,800	$394,800 (+52.26%) Land $68,000 Building $326,800
2023	$1,609.00	$259,300 Land $32,500 Building $226,800	$259,300 Land $32,500 Building $226,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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