Hamilton County property record for 3416 Redding Rd, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,715 sqft · built 1953 |
| Lot Size | 0.484 acres (21,119 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Feb 2026) |
| Tax Bill | $1,572 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Apr 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118A J 017 |
| Primary APN | 118A J 017 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,715 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,119 sqft (0.484 acres) |
| Lot Dimensions | 198 ft deep x 84.3 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000043727 |
|---|---|
| Street Address | 3416 REDDING RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-4738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT PT 13 HARTLEYS SUB OF FORDS EST PB 7 PG 36 |
| Legal Subdivision | HARTLEYS SUB OF FORD |
| Legal Lot Number | 13 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3416 Redding Rd is owned and occupied by two individuals who bought it in February 2026.
Source: Hamilton County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3416 REDDING RD, CHATTANOOGA, TN 37415-4738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Apr 3, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Sep 27, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jan 2, 2026 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on File |
| Deed Sale | Feb 27, 2026 · Amount on File |
| Prior Sale | Jan 2, 2026 · Amount on File |
| Deed Document Number | 20260227203 |
| Deed Book / Page | 14210 / 664 |
| Prior Transfer Date | Dec 30, 2025 |
| Prior Transfer Doc | 0000000123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 27, 2026 |
| Property Address | 3416 REDDING RD, CHATTANOOGA, TN 37415-4738 |
| Document Number | 0000000203 |
| Book / Page | 14210 / 664 |
| Map Reference | MB 7 PG 36 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026022700203 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Title Company | FOUR BRIDGES TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 525 W MAIN ST, CHATTANOOGA, TN 37402-4600 |
| Document Number | 0014210668 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 14210/668 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 3, 2025 |
| Property Address | 3416 REDDING RD, CHATTANOOGA, TN 37415-4738 |
| Document Number | 0000000195 |
| Book / Page | 13881 / 938 |
| Map Reference | MB 7 PG 36 |
| Instrument Date | Apr 3, 2025 |
| Instrument | 2025040300195 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 958 BAKER HILL RD, HORTENSE, GA 31543-2110 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 27, 2023 |
| Property Address | 3416 REDDING RD, CHATTANOOGA, TN 37415-4738 |
| Document Number | 0000000092 |
| Book / Page | 13409 / 279 |
| Map Reference | MB 7 PG 36 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 2023092700092 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3416 REDDING RD, CHATTANOOGA, TN 37415-4738 |
| Document Number | 0013408762 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 13408/762 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 2, 2026 |
| Property Address | 3416 REDDING RD, CHATTANOOGA, TN 37415-4738 |
| Document Number | 0000000123 |
| Book / Page | 14156 / 235 |
| Map Reference | MB 7 PG 36 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 2026010200123 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4703 GREEN SHANTY RD, OOLTEWAH, TN 37363-8444 |
The 2025 property tax bill for 3416 Redding Rd was $1,572, up 10.9% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Red Bank City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,572.00 (+10.94%) | $103,750 (+63.71%) | $415,000 (+63.71%) Land $70,000 Building $345,000 |
| 2024 | $1,417.00 (-48.13%) | $63,375 (-) | $253,500 (-) Land $50,000 Building $203,500 |
| 2023 | $2,732.00 (+15.23%) | $63,375 (-) | $253,500 (-) Land $50,000 Building $203,500 |
| 2022 | $2,371.00 | $63,375 | $253,500 Land $50,000 Building $203,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3416 Redding Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 19 (1996–2020) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Jan 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3416 Redding Rd is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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