3416 Orchard Way, Oceanside, CA 92058 Property Records

San Diego County property record for 3416 Orchard Way, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 1979
Lot Size	0.43 acres (1,883 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Mar 2020)
Tax Bill	$5,229 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`158-293-01-00`

Property Details

APN / Parcel Number

Primary APN	`158-293-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,242 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	1,883 sqft (0.43 acres)
View / Lot	River
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3416 ORCHARD WAY
City	OCEANSIDE
State	CA
Zip	92058-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 83 TR 008728
Legal Subdivision	LOS ARBOLITOS ADD
Legal Tract	008728
Legal Block	3
Legal Lot Number	83
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	18613

Owner

3416 Orchard Way is owned and occupied by an individual who acquired it in June 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3416 ORCHARD WAY, OCEANSIDE, CA 92058-1434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 16, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 27, 2020	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Mar 19, 2018	Grant Deed, Transfer · Conventional Mortgage WATERMARK CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2020 · Amount on File
Deed Sale	Mar 27, 2020 · Amount on File
Prior Sale	Mar 19, 2018 · Amount on File
Deed Document Number	2020160321
Last Transfer Date	Jun 11, 2021
Transfer Doc	0000442458
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3416 ORCHARD WAY, OCEANSIDE, CA 92058-1434
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3416 ORCHARD WAY, OCEANSIDE, CA 92058-1434

Mortgage

Document Number	0000442457
Date	Jun 16, 2021
Instrument	2021-0442457

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 16, 2021
Property Address	3416 ORCHARD WAY, OCEANSIDE, CA 92058-1434
Document Number	0000442458
Map Reference	MAP 8728
Instrument Date	Jun 11, 2021
Instrument	2021-0442458
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3416 ORCHARD WAY, OCEANSIDE, CA 92058-1434

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2020
Property Address	3416 ORCHARD WAY, OCEANSIDE, CA 92058-1434
Document Number	0000160321
Instrument Date	Feb 28, 2020
Instrument	160321
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3416 ORCHARD WAY OCEANSIDE CA 920581434, OCEANSIDE, CA 92058-1434

Mortgage

Document Number	160322
Date	Mar 27, 2020
Instrument	160322

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	CARLSBAD, CA 92008

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 19, 2018
Property Address	3416 ORCHARD WAY, OCEANSIDE, CA 92058-1434
Document Number	0000107687
Instrument Date	Feb 7, 2018
Instrument	107687
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3416 ORCHARD WAY OCEANSIDE CA 920581434, OCEANSIDE, CA 92058-1434

Mortgage

Document Number	107688
Date	Mar 19, 2018
Instrument	107688

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3416 Orchard Way was $5,229 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$479,667 (+2%) Land $281,055 Building $198,612
2025	$5,229.00 Homeowner's exemption	$470,263 Land $275,545 Building $194,718
2023	$4,968.00 (+1.55%) Homeowner's exemption	$452,004 Land $264,847 Building $187,157
2022	$4,892.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3416 Orchard Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3416 Orchard Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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