3416 Montclair Ave, Laureldale (Reading), PA 19605 Property Records

Berks County property record for 3416 Montclair Ave, Laureldale, PA 19605

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,396 sqft · built 1930
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Jul 2026)
Tax Bill$967 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5319-17-00-9002

Property Details

APN / Parcel Number

Primary APN5319-17-00-9002
Alternative APNs
  • 57-5319-17-00-9002
  • 57109000
  • 109000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,396 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area2,178 sqft (0.05 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number57109000
Street Address3416 MONTCLARE ST
CityREADING
StatePA
Zip19605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number223
JurisdictionBERKS PA
Township / Civil DivisionLAURELDALE
Census Block Group3
Census Block3025
Census Tract12800

Owner

Source: Berks County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3416 MONTCLARE ST, READING, PA 19605
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2026 · Amount on File
Deed SaleJul 16, 2026 · Amount on File
Deed Document Number202623022
Record UpdatedOct 29, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateJul 16, 2026
Property Address3416 MONTCLARE ST, READING, PA 19605
Document Number0000023022
Instrument DateJul 10, 2026
Instrument202623022
Transaction TypeTransfer
Record UpdatedJul 27, 2026
Title CompanyPREMIER HOME SETTLEMENTS, PREMIER HOME SETTLEMENTS LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$237,350.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3416 MONTCLARE ST, READING, PA 19605

Mortgage

Document Number0000023023,
DateJul 16, 2026
Instrument202623023
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000023024,
DateJul 16, 2026
Instrument202623024
Lender
NamePENNSYLVANIA HSNG FINANCE AGENCY
Agreement
AmountAmount on Record
Interest
Rate6.48%
Max Rate-1%

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityLaureldale Borough
Unified School DistrictMuhlenberg School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$967.00 (+7.68%) Homeowner's exemption$59,300 (-) Land $21,000 Building $38,300$21,000 (-64.59%) Land $21,000
2024$898.00$59,300 Land $21,000 Building $38,300
1994$59,300 Land $21,000 Building $38,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUHLENBERG TWP MUNI AUTH
serves 22,400 people · EPA ID PA3060038
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2020
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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