3416 Emelia Ct, Lathrop, CA 95330 Property Records

San Joaquin County property record for 3416 Emelia Ct, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,682 sqft · built 2023
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$1,145,000 (Nov 2023)
Tax Bill$23,876 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN210-720-190-000

Property Details

APN / Parcel Number

Primary APN210-720-190-000

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,682 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Construction TypeWood
Lot Area5,663 sqft (0.13 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3416 EMELIA CT
CityLATHROP
StateCA
Zip95330-7916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 RIVER ISLANDS STG 2B VILLAGE FF 4067
Legal SubdivisionRIVER ISLANDS STAGE 2B VL
Legal Block1
Legal Lot Number19
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1001
Census Tract5214

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3416 EMELIA CT, LATHROP, CA 95330-7916
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2023 · Amount on Record
Deed SaleNov 21, 2023 · Amount on Record
Deed Document Number202395177
Record UpdatedOct 29, 2026

November 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateNov 21, 2023
Property Address3416 EMELIA CT, LATHROP, CA 95330
Document Number0000095177
Map ReferenceMB 43 PG 163
Instrument DateOct 12, 2023
Instrument2023-095177
Transaction TypeTransfer
Record UpdatedDec 12, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3416 EMELIA CT, LATHROP, CA 95330

Mortgage

Document Number0000095178
DateNov 21, 2023
Instrument2023-095178
Lender
NameSAFE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictBanta Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$23,876.00 (+1.45%)
2025$23,534.00 (+197.03%)$1,167,754 (+780.66%) Land $351,900 Building $815,854
2023$7,923.00 (+233.32%)$132,600 Land $132,600
2022$2,377.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 107 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Matrix Broadband
Fixed Wireless
200 / 40
Ayera Technologies
Fixed Wireless
120 / 40
Cal.net
Fixed Wireless
100 / 20

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