3416 Cameo Dr, Unit 25, Oceanside, CA 92056 Property Records

San Diego County property record for 3416 Cameo Dr, Unit 25, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,297 sqft · built 1990
Lot Size	10.2 acres (445,200 sqft)
Owner	Individual Name on File
Tax Bill	$5,313 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`165-113-06-25`

Property Details

APN / Parcel Number

Primary APN	`165-113-06-25`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,297 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	445,200 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3416 CAMEO DR, 25
City	OCEANSIDE
State	CA
Zip	92056-6373
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-2
Legal Description	LOT 1 US 25PER DOC88-655810&UND INT IN TR 012196
Legal Subdivision	DEL ORO HILLS
Legal Tract	012196
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18516

Owner

3416 Cameo Dr, Unit 25 is owned and occupied by an individual who acquired it in May 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3416 CAMEO DR, 25, OCEANSIDE, CA 92056-6373
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 3, 2021	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2021
Deed Sale	May 3, 2021
Prior Sale	Mar 10, 2003 · Amount on File
Deed Document Number	2021337248
Prior Transfer Date	Jun 13, 2020
Prior Transfer Doc	0000337248
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3416 CAMEO DR UNIT 25, 25, OCEANSIDE, CA 92056-6373
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3416 CAMEO DR, OCEANSIDE, CA 92056-6362

Mortgage

Document Number	0000484123
Date	Jul 6, 2021
Instrument	2021-0484123

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 3, 2021
Property Address	3416 CAMEO DR UNIT 25, 25, OCEANSIDE, CA 92056-6373
Document Number	0000337248
Map Reference	MAP 12196
Instrument Date	Jun 13, 2020
Instrument	2021-0337248
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3416 CAMEO DR UNIT 25, 25, OCEANSIDE, CA 92056-6373

Mortgage

Document Number	0000337249
Date	May 3, 2021
Instrument	2021-0337249

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3416 Cameo Dr, Unit 25 was $5,313.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$448,347 (+2%) Land $277,298 Building $171,049
2025	$5,313.00	$439,557 Land $271,861 Building $167,696
2023	$5,069.00 (+1.42%)	$422,490 Land $261,305 Building $161,185
2022	$4,998.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3416 Cameo Dr, Unit 25 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3416 Cameo Dr, Unit 25 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

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