3415 Via Loro, San Clemente, CA 92672 Property Records

Orange County property record for 3415 Via Loro, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,618 sqft · built 1977
Lot Size	0.065 acres (2,848 sqft)
Owner	2 Trust Names on File
Last Sale	$630,000 (Nov 2017)
Tax Bill	$4,918 (2025)
Deeds & Mortgages	Oct 2020 Transfer Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`691-098-22`

Property Details

APN / Parcel Number

Primary APN	`691-098-22`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
1st Floor Area	1,618 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	2,848 sqft (0.065 acres)
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	3415 VIA LORO
City	SAN CLEMENTE
State	CA
Zip	92672-3534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 8668 BLK LOT 58
Legal Subdivision	TRACT NO 8668
Legal Tract	8668
Legal Lot Number	58
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2007
Census Tract	42206

Owner

3415 Via Loro is owner-occupied and held in a trust since November 2017.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3415 VIA LORO, SAN CLEMENTE, CA 92672-3534
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Quit Claim Deed, Transfer OTHER
Nov 14, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Feb 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2017 · Amount on File
Deed Sale	Nov 14, 2017 · Amount on File
Prior Sale	Jun 13, 2003 · Amount on File
Deed Document Number	2017482353
Prior Transfer Date	Nov 3, 2017
Prior Transfer Doc	0000482353
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 27, 2020
Property Address	3415 VIA LORO, SAN CLEMENTE, CA 92672-3534
Document Number	0000607733
Instrument Date	Oct 22, 2020
Instrument	607733
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3415 VIA LORO SAN CLEMENTE CA 926723534, SAN CLEMENTE, CA 92672-3534

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 14, 2017
Property Address	3415 VIA LORO, SAN CLEMENTE, CA 92672-3534
Document Number	0000482353
Map Reference	MB378 PG18-20
Instrument Date	Nov 3, 2017
Instrument	2017000482353
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	EQUITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3415 VIA LORO, SAN CLEMENTE, CA 92672-3534

Mortgage

Document Number	0000482354
Date	Nov 14, 2017
Instrument	2017000482354

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2032

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 16, 2017
Property Address	3415 VIA LORO, SAN CLEMENTE, CA 92672-3534
Document Number	0000067122
Instrument Date	Jan 10, 2017
Instrument	67122
Transaction Type	Transfer
Record Updated	Feb 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3415 VIA LORO SAN CLEMENTE CA 926723534, SAN CLEMENTE, CA 92672-3534

Tax Assessment & Valuation

The 2025 property tax bill for 3415 Via Loro was $4,918 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$439,245 (+2%) Land $300,898 Building $138,347
2025	$4,918.00 Homeowner's exemption	$430,633 Land $294,998 Building $135,635
2023	$4,637.00 (+2.98%) Homeowner's exemption	$413,912 Land $283,543 Building $130,369
2022	$4,503.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3415 Via Loro in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–1993)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3415 Via Loro is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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