3415 Sapling Oak Dr, Houston, TX 77082 Property Records

Harris County property record for 3415 Sapling Oak Dr, Houston, TX 77082

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,484 sqft · built 1999
Lot Size	0.157 acres (6,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,000 (Jan 2019)
Tax Bill	$4,547 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-473-001-0007`

Property Details

APN / Parcel Number

Primary APN	`120-473-001-0007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,484 sqft Living Area
1st Floor Area	1,111 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,825 sqft (0.157 acres)
View / Lot	Primary
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1204730010007
Street Address	3415 SAPLING OAK DR
City	HOUSTON
State	TX
Zip	77082-4047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BLK 1 OAK PARK RIDGE
Legal Subdivision	OAK PARK RIDGE
Legal Block	1
Legal Lot Number	7
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3000
Census Tract	454304

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3415 SAPLING OAK DR, HOUSTON, TX 77082-4047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 28, 2019	Vendor's Lien, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2019 · Amount on Record
Deed Sale	Jan 28, 2019 · Amount on Record
Prior Sale	Mar 16, 2015 · Amount on Record
Deed Document Number	201934431
Prior Transfer Date	Mar 1, 2011
Prior Transfer Doc	0000093302
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	3415 SAPLING OAK DR, HOUSTON, TX 77082-4047
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000304078
Date	Jul 10, 2020
Instrument	2020-304078

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Apr 1, 2049

January 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jan 28, 2019
Property Address	3415 SAPLING OAK DR, HOUSTON, TX 77082-4047
Document Number	0000034431
Map Reference	PL 432029
Instrument Date	Jan 25, 2019
Instrument	2019-034431
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 SAPLING OAK DR, HOUSTON, TX 77082-4047

Mortgage

Document Number	0000034432
Date	Jan 28, 2019
Instrument	2019-034432

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Alief Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,012 (-) Land $61,385 Building $237,627	$299,012 (-) Land $61,385 Building $237,627
2025	$4,547.00 (-8.42%) Homeowner's exemption	$299,012 (-12.95%) Land $61,385 Building $237,627	$299,012 (-12.95%) Land $61,385 Building $237,627
2024	$4,965.00 (+217.66%)
2023		$343,475 Land $61,385 Building $282,090	$343,475 Land $61,385 Building $282,090
2022	$1,563.00 (-4.98%)
2020	$1,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 120 serves 13,197 people · EPA ID TX1010774
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber, T-Mobile.

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