3415 Saint Charles St, Hannibal, MO 63401 Property Records

Marion County property record for 3415 Saint Charles St, Hannibal, MO 63401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,204 sqft · built 1890
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$75,750 (Sep 2026)
Tax Bill	$456 (2025)
Deeds & Mortgages	Sep 2026 Construction Loan Sep 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H10286`

Property Details

APN / Parcel Number

Primary APN	`H10286`
Alternative APN	`010.09.31.3.21.005.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
Basement Area	1,204 sqft
Unfinished Basement	1,204 sqft
Flooring	Carpet

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	127 ft deep x 40 ft wide
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	H10286
Street Address	3415 SAINT CHARLES ST
City	HANNIBAL
State	MO
Zip	63401-5647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD JOHN B. PRICE, BLK 2, ALL E 40 LOT 19 DIM DEED-40 X 127.5
Legal Range	04W
Legal Township	57N
Legal Section	31
Legal Subdivision	JOHN B PRICE
Legal Block	2
Legal Lot Number	19
Jurisdiction	MARION MO
Township / Civil Division	MASON
Census Block Group	3
Census Block	3013
Census Tract	960900

Owner

Source: Marion County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3415 SAINT CHARLES ST, HANNIBAL, MO 63401-5647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Construction Loan · Construction Mortgage HNB NATIONAL BANK
Sep 11, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jul 23, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Deed Document Number	20262821
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARION MO
Recording Date	Sep 11, 2026
Property Address	3415 SAINT CHARLES ST, HANNIBAL, MO 63401-5647
Document Number	0000002821
Instrument Date	Sep 11, 2026
Instrument	20262821
Transaction Type	Construction Loan
Record Updated	Oct 23, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 SAINT CHARLES ST, HANNIBAL, MO 63401-5647

Mortgage

Document Number	0000002822,
Date	Sep 11, 2026
Instrument	20262822

Lender

Name	HNB NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 11, 2027

Interest

Max Rate	-1%

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MARION MO
Recording Date	Sep 11, 2026
Property Address	3415 SAINT CHARLES ST, HANNIBAL, MO 63401-5647
Document Number	0000002823
Instrument Date	Sep 11, 2026
Instrument	20262823
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 BIRD ST, HANNIBAL, MO 63401-3430

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION MO
Recording Date	Jul 23, 2026
Property Address	3415 SAINT CHARLES ST, HANNIBAL, MO 63401-5647
Document Number	0000002223
Instrument Date	Jul 23, 2026
Instrument	20262223
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3415 SAINT CHARLES ST, HANNIBAL, MO 63401-5647
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Marion County
Municipality	Hannibal City
Unified School District	Hannibal 60 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$456.00 (+14%)	$7,060 (+10.14%) Land $370 Building $6,690	$37,150 (+10.01%) Land $1,940 Building $35,210
2023	$400.00	$6,410 Land $330 Building $6,080	$33,770 Land $1,760 Building $32,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2010)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANNIBAL PWS serves 17,108 people · EPA ID MO2010344
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Aug 2023 Treatment failure resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Chariton Valley Communication.

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