3415 Ray Rd, Grand Blanc, MI 48439 Property Records

Genesee County property record for 3415 Ray Rd, Grand Blanc, MI 48439

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,181 sqft · built 1978
Lot Size	0.864 acres (37,636 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jun 2024)
Tax Bill	$3,814 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-100-056`

Property Details

APN / Parcel Number

Primary APN	`06-03-100-056`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,181 sqft Living Area
1st Floor Area	2,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	37,636 sqft (0.864 acres)
Lot Dimensions	336 ft deep x 112 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3415 RAY RD
City	GRAND BLANC
State	MI
Zip	48439-9321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	A PARCEL OF LAND BEG E 1212.16 FT FROM NW COR OF SEC TH CONT E 112.48 FT TH S 326.8 FT TH W 111.47 FT TH N 0 DEG 10 MIN 35
Legal Range	06E
Legal Township	05N
Legal Section	03
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	2
Census Block	2000
Census Tract	13110

Owner

3415 Ray Rd is owned and occupied by two individuals who bought it in June 2024.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3415 RAY RD, GRAND BLANC, MI 48439-9321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Jul 22, 2020	Warranty Deed, Transfer UNITED WHOLESALE MTG
Aug 16, 2018	Intrafamily Transfer, Transfer · VA Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024 · Amount on File
Deed Sale	Jun 24, 2024 · Amount on File
Prior Sale	Jul 23, 2020 · Amount on File
Deed Document Number	202436592
Prior Transfer Date	Jun 23, 2018
Prior Transfer Doc	0000082295
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	3415 RAY RD, GRAND BLANC, MI 48439-9321
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 RAY RD, GRAND BLANC, MI 48439-9321

Mortgage

Document Number	0000000684
Date	Jan 4, 2022
Instrument	202201040000684

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 22, 2020
Property Address	3415 RAY RD, GRAND BLANC, MI 48439-9321
Document Number	0000050543
Instrument Date	Jul 3, 2020
Instrument	50543
Transaction Type	Transfer
Record Updated	Sep 8, 2020
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,763.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8098 MORRISH RD FLUSHING MI 484338813, FLUSHING, MI 48433-8813

Mortgage

Document Number	44943
Date	Jul 22, 2020
Instrument	44943

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Aug 16, 2018
Property Address	3415 RAY RD, GRAND BLANC, MI 48439-9321
Document Number	201808160082295
Instrument Date	Jun 23, 2018
Instrument	201808160082295
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	TERRA TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 RAY RD, GRAND BLANC, MI 48439-9321

Mortgage

Document Number	201808160082296
Date	Aug 16, 2018
Instrument	201808160082296

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3415 Ray Rd was $3,814 with a homeowner's exemption, up 15.8% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Fenton Charter Township
Unified School District	Lake Fenton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,100 (+9.89%) Land $29,000 Building $102,100	$262,200 (+9.89%) Land $58,000 Building $204,200
2025	$3,814.00 (+15.82%) Homeowner's exemption	$119,300	$238,600
2024	$3,293.00
2023		$110,600	$221,200
2019	$2,183.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3415 Ray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3415 Ray Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile, Xfinity.

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