3415 N 2nd St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 3415 N 2nd St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,360 sqft · built 1952
Lot Size	4.79 acres (208,652 sqft)
Owner	Individual Name on File
Last Sale	$194,930 (Jun 2026)
Tax Bill	$1,135 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2006 Mortgage + 5 more
APN	`03-9.0-32-003-000-060.000`

Property Details

APN / Parcel Number

Primary APN	`03-9.0-32-003-000-060.000`

Interior

Building Area	1,360 sqft Base Area
1st Floor Area	1,360 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	208,652 sqft (4.79 acres)

Location & Zoning

Street Address	3415 N 2ND ST
City	SAINT JOSEPH
State	MO
Zip	64505-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:STEINACKER PASTURE LOT:26 BLK:0LGL DESC:& L 27 & 28 LESS R/W FOR 2ND ST
Legal Subdivision	STEINACKER PASTURE
Legal Lot Number	26
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2043
Census Tract	300

Owner

3415 N 2nd St is owned and occupied by an individual who bought it in June 2026.

Source: Buchanan County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3415 N 2ND ST, SAINT JOSEPH, MO 64505-3009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 12, 2006	Deed of Trust, Mortgage · Conventional Mortgage EDWARD JONES MORTGAGE LLC
Dec 7, 2007	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO FINANCIAL BANK
May 6, 2010	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA ND
Dec 7, 2007	Deed of Trust, Mortgage WELLS FARGO FINANCIAL MISSOURI INC
Jun 4, 2026	Warranty Deed, Transfer · FHA Mortgage PRIMECAP LENDING LLC
Mar 12, 2026	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Deed Document Number	20264432
Deed Book / Page	3819 / 199
Prior Transfer Date	Feb 13, 2026
Prior Transfer Doc	003816/628
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3415 N 2ND ST, SAINT JOSEPH, MO 64505-3009
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 N 2ND ST, SAINT JOSEPH, MO 64505-3009

Mortgage

Document Number	003770/464
Date	Dec 3, 2021
Book Page	3770/464
Instrument	2021013171

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3415 N 2ND ST, SAINT JOSEPH, MO 64505-3009
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	ALLIED ABSTRACT AND TITLE COMPANY INC, HALL ABSTRACT & TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02932/0830
Date	Sep 12, 2006
Book Page	2932/0830
Instrument	2006013534

Lender

Name	EDWARD JONES MORTGAGE LLC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2036

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3415 N 2ND ST, SAINT JOSEPH, MO 64505-3009
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN HALL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03044/0016
Date	Dec 7, 2007
Book Page	3044/0016
Instrument	2007016932

Lender

Name	WELLS FARGO FINANCIAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3415 N 2ND ST, SAINT JOSEPH, MO 64505-3009
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03208/0630
Date	May 6, 2010
Book Page	3208/0630
Instrument	2010004744

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 15, 2040

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3415 N 2ND ST, SAINT JOSEPH, MO 64505-3009
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN HALL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03044/0001
Date	Dec 7, 2007
Book Page	3044/0001
Instrument	2007016931

Lender

Name	WELLS FARGO FINANCIAL MISSOURI INC
Type	Subprime Lender
Address	SAINT JOSEPH, MO 64506

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2037

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 4, 2026
Property Address	3415 N 2ND ST, SAINT JOSEPH, MO 64505-3009
Document Number	0000004432
Book / Page	3819 / 199
Instrument Date	Jun 4, 2026
Instrument	20264432
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 N 2ND ST, SAINT JOSEPH, MO 64505-3009

Mortgage

Document Number	0000004433,
Date	Jun 4, 2026
Book Page	3819/200
Instrument	20264433

Lender

Name	PRIMECAP LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Mortgage

Document Number	0000004505,
Date	Jun 8, 2026
Book Page	3819/271
Instrument	20264505

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Amount	Amount on Record

Interest

Rate	6.23%
Max Rate	-1%

March 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 12, 2026
Property Address	3415 N 2ND ST, SAINT JOSEPH, MO 64505-3009
Document Number	003816/628
Book / Page	3816 / 628
Instrument Date	Feb 13, 2026
Instrument	2026001831
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14109 HIGHWAY 169, HELENA, MO 64459-9130
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3415 N 2nd St was $1,135, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,135.00 (+0.09%)	$15,950 Land $5,390 Building $10,560	$84,540 Land $28,940 Building $55,600
2024	$1,134.00 (+13.74%)
2023	$997.00 (-0.6%)	$15,220 (-) Land $5,390 Building $9,830	$80,660 Land $28,940 Building $51,720
2022	$1,003.00	$15,220 Land $5,390 Building $9,830
2021			$80,660 Land $28,940 Building $51,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3415 N 2nd St; there have been 53 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	53 (1984–2019)
Claims Outside the SFHA	9 of 53
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 10 claims Flooding, Jul 2011 · 18 claims Severe Storms & Flooding, Jul 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3415 N 2nd St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

Nearby Properties on N 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures