3415 Locust, Glencoe, OK 74032 Property Records

Payne County property record for 3415 Locust, Glencoe, OK 74032

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,200 sqft · built 1954
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Sep 2020)
Tax Bill	$1,480 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20N03E-08-4-00000-000-0762`

Property Details

APN / Parcel Number

Primary APN	`20N03E-08-4-00000-000-0762`
Alternative APNs	`600080712` `80712`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft

Exterior Amenities

Porch	Slab
Porch Area	78 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	80712
Street Address	3415 LOCUST
City	GLENCOE
State	OK
Zip	74032-1184
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	08-20N-03E D-762 (10ACM/L) BEG 585.4'E SW/C NW/4; N-1137.6' E-383' S-1137.6' W-383' POB
Legal Range	03E
Legal Township	20N
Legal Section	08
Legal Subdivision	20N-03E
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	2
Census Block	2021
Census Tract	11101

Owner

3415 Locust, a rural home, is owned and occupied by an individual who bought it in September 2020.

Source: Payne County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3415 LOCUST, GLENCOE, OK 74032-1184
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Jul 24, 2008 · Amount on File
Deed Document Number	20209717
Deed Book / Page	2584 / 817
Prior Transfer Date	Mar 27, 2014
Prior Transfer Doc	0021700030
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Sep 3, 2020
Property Address	3415 LOCUST, GLENCOE, OK 74032-1184
Document Number	0025840817
Book / Page	2584 / 817
Instrument Date	Feb 7, 2014
Instrument	2020-009717
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	AMERICAN EAGLE TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 LOCUST, GLENCOE, OK 74032-1184

Mortgage

Document Number	2020009718
Date	Sep 3, 2020
Instrument	2020-009718

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3415 Locust was $1,480, up 0.7% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Morrison Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,223 (+6.09%) Land $895 Building $14,328	$133,536 Land $7,853 Building $125,683
2025	$1,480.00 (+0.68%)	$14,349 (-) Land $874 Building $13,475
2024	$1,470.00 (+4.63%)	$14,349 (+3%) Land $874 Building $13,475	$141,250 (-0.2%) Land $8,610 Building $132,640
2023	$1,405.00 (+1.89%)	$13,931 (+3%) Land $847 Building $13,084	$141,540 (+12.62%) Land $8,610 Building $132,930
2022	$1,379.00	$13,525 Land $926 Building $12,599	$125,680 Land $8,610 Building $117,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3415 Locust in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3415 Locust is high, ranking above 86% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 73% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	51 EAST WATER serves 2,500 people · EPA ID OK3006003
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	3 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

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