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3415 Frederick Dr, Toano, VA 23168 Property Records

James City County property record for 3415 Frederick Dr, Toano, VA 23168

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,257 sqft · built 2010
Lot Size0.239 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$294,900 (Jun 2019)
Tax Bill$2,170 (2019)
Deeds & MortgagesMar 2020 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-2 06-0-0132

Property Details

APN / Parcel Number

Primary APN12-2 06-0-0132
Alternative APN
  • 30347

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,257 sqft Living Area
Gross Area2,653 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.239 acres)
Garage TypeAttached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number30347
Street Address3415 FREDERICK DR
CityTOANO
StateVA
Zip23168-9362
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 GENERAL RESIDENTIAL
Legal DescriptionL-132 S-3 FENWICK HILLS
Legal SubdivisionFENWICK HILLS
Legal Lot Number132
JurisdictionJAMES CITY VA
Township / Civil DivisionSTONEHOUSE
Census Block Group2
Census Block2007
Census Tract80403

Owner

Source: James City County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3415 FREDERICK DR, TOANO, VA 23168-9362
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2020Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Jun 18, 2019Warranty Deed, Transfer · VA Mortgage
ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2019 · Amount on Record
Deed SaleJun 18, 2019 · Amount on Record
Prior SaleJan 4, 2011 · Amount on Record
Deed Document Number190008767
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address3415 FREDERICK DR, TOANO, VA 23168-9362
Document Number0000003931
Instrument DateMar 9, 2020
Transaction TypeMortgage
Record UpdatedMar 31, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3415 FREDERICK DR TOANO VA 231689362, TOANO, VA 23168-9362

Mortgage

Document Number0000003931
DateMar 16, 2020
Instrument3931
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 15, 2050
Interest
Rate TypeFixed Rate

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateJun 18, 2019
Property Address3415 FREDERICK DR, TOANO, VA 23168-9362
Document Number0000008767
Instrument DateJun 7, 2019
Instrument8767
Transaction TypeTransfer
Record UpdatedJul 2, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3415 FREDERICK DR TOANO VA 231689362, TOANO, VA 23168-9362

Mortgage

Document Number8768
DateJun 18, 2019
Instrument8768
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 17, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$379,100 (+27.64%) Land $94,700 Building $284,400$379,100 (+27.64%) Land $94,700 Building $284,400
2023$297,000 Land $72,800 Building $224,200$297,000 Land $72,800 Building $224,200
2019$2,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people · EPA ID VA3095490
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Cox Communications
Cable		2,000 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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