3415 Emerald Dr, Ames, IA 50010 Property Records

Story County property record for 3415 Emerald Dr, Ames, IA 50010

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,763 sqft · built 1960
Lot Size0.499 acres (21,750 sqft)
Owner2 Individual Names on Record
Last Sale$211,000 (Jun 2015)
Tax Bill$4,710 (2025)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN09-23-202-070

Property Details

APN / Parcel Number

Primary APN09-23-202-070

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,763 sqft Living Area
1st Floor Area1,053 sqft
Basement Area1,053 sqft
Finished Basement815 sqft
Unfinished Basement238 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area21,750 sqft (0.499 acres)
Garage TypeAttached
Garage Area819 sqft
Parking Spaces3 Parking Spaces
Deck Area42 sqft
Patio Area345 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3415 EMERALD DR
CityAMES
StateIA
Zip50010-8538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionEMERALD SD N1/2 LOT 19
Legal Range24W
Legal Township83N
Legal Section23
Legal SubdivisionEMERALD SD
Legal Lot Number19
JurisdictionSTORY IA
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3019
Census Tract1302

Owner

Source: Story County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5908 COLT DR, WEST DES MOINES, IA 50266-7521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2015 · Amount on Record
Deed SaleJun 5, 2015 · Amount on Record
Deed Document Number20154953
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address3415 EMERALD DR, AMES, IA 50010-8538
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700011420
DateNov 13, 2017
Instrument2017-00011420
Lender
NameGREATER IOWA CU
TypeCredit Union
AddressAMES, IA 50010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2032

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,710.00 Homeowner's exemption$368,900 (+10.81%) Land $77,800 Building $291,100$368,900 (+10.81%) Land $77,800 Building $291,100
2024$4,710.00 (+16.41%)
2023$332,900 Land $62,400 Building $270,500$332,900 Land $62,400 Building $270,500
2022$4,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMES WATER TREATMENT PLANT
serves 55,177 people · EPA ID IA8503039
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: ICS Advanced Technologies.

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