1. Home
  2. Florida
  3. Spring Hill
  4. Dow Ln

3415 Dow Ln, Spring Hill, FL 34609 Property Records

Hernando County property record for 3415 Dow Ln, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,841 sqft · built 2000
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on Record
Last Sale$177,500 (Oct 2008)
Tax Bill$1,832 (2025)
Deeds & MortgagesMay 2017 Mortgage
Feb 2024 Second Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5240-1628-0160

Property Details

APN / Parcel Number

Primary APNR32-323-17-5240-1628-0160
Alternative APNs
  • 00643897
  • 643897

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,841 sqft Living Area
Gross Area2,586 sqft
1st Floor Area1,841 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2005
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area288 sqft
PorchOpen Porch
Porch Area977 sqft
Deck Area96 sqft
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00643897
Street Address3415 DOW LN
CitySPRING HILL
StateFL
Zip34609-3130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 24 BLK 1628 LOT 16
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 24
Legal Block1628
Legal Lot Number16
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1042
Census Tract40908

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3415 DOW LN, SPRING HILL, FL 34609-3130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2017Deed of Trust, Mortgage · FHA Mortgage
WEI MORTGAGE LLC
Feb 1, 2024Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
HOMETOWN EQUITY MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2008 · Amount on Record
Deed SaleOct 9, 2008 · Amount on Record
Prior SaleJun 4, 2004 · Amount on Record
Deed Document Number200855248
Deed Book / Page2600 / 1208
Last Transfer DateApr 30, 2018
Transfer Doc0043890614
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3415 DOW LN, SPRING HILL, FL 34609-3130
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034670782
DateMay 8, 2017
Book Page3467/0782
Instrument2017025925
Lender
NameWEI MORTGAGE LLC
AddressMC LEAN, VA 22102
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2047

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateFeb 1, 2024
Property Address3415 DOW LN, SPRING HILL, FL 34609-3130
Document Number0043890614
Book / Page4389 / 614
Map ReferenceMB 10 PG 53-60
Instrument DateApr 30, 2018
Instrument2024007336
Transaction TypeTransfer
Record UpdatedFeb 22, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3415 DOW LN, SPRING HILL, FL 34609-3130

Transferred To (Grantee/Buyer)

NameVerified Name
Address3415 DOW LN, SPRING HILL, FL 34609-3130

Mortgage

Document Number0004389618
DateFeb 1, 2024
Instrument4389/618
Lender
NameHOMETOWN EQUITY MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,832.00 (+65.19%)$119,361 (+5.99%)$275,983 (-1.78%) Land $39,000 Building $236,983
2023$112,618 (+3%) Land $112,618
2022$1,109.00 Homeowner's exemption$109,338$280,995 Land $38,000 Building $242,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Nearby Properties on Dow Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures