3415 Bennett Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 3415 Bennett Rd, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,800 sqft · built 1974
Lot Size	1.72 acres (75,298 sqft)
Owner	Individual Name on Record
Last Sale	$312,000 (Jun 2020)
Tax Bill	$2,198 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168C F 034`

Property Details

APN / Parcel Number

Primary APN	`168C F 034`
Alternative APN	`0000108564`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,800 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	75,298 sqft (1.72 acres)
Lot Dimensions	300 ft deep x 200 ft wide
Parking Spaces	2 Parking Spaces
Pool Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000108564
Street Address	3415 BENNETT RD
City	CHATTANOOGA
State	TN
Zip	37412-1155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	LTS 15 16 17 C H BENNETTS AMENDED PB8 PG6
Legal Subdivision	BENNETT C H AMENDED
Legal Lot Number	15,16
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	2
Census Block	2002
Census Tract	11800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3415 BENNETT RD, CHATTANOOGA, TN 37412-1155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jun 23, 2020	Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESID'L MTG
Jun 23, 2020	Quit Claim Deed, Transfer LAKESIDE TITLE AND ESCROW LLC, LAKESIDE TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2020 · Amount on Record
Deed Sale	Jun 23, 2020 · Amount on Record
Prior Sale	Feb 19, 2013 · Amount on Record
Deed Document Number	2020180
Deed Book / Page	12046 / 436
Prior Transfer Date	Oct 28, 2019
Prior Transfer Doc	0000000179
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Aug 26, 2026
Property Address	3415 BENNETT RD, CHATTANOOGA, TN 37412-1155
Document Number	0000000102
Book / Page	14417 / 375
Instrument Date	Jul 15, 2026
Instrument	2026102
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 BENNETT RD, CHATTANOOGA, TN 37412-1155

Mortgage

Document Number	0000000102,
Date	Aug 26, 2026
Book Page	14417/375
Instrument	2026102

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Jul 1, 2050

Interest

Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 23, 2020
Property Address	3415 BENNETT RD, CHATTANOOGA, TN 37412-1155
Document Number	0623000180
Book / Page	012046 / 000436
Instrument Date	Jun 22, 2020
Instrument	200623000180
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	FILE FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,154.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 BENNETT RD CHATTANOOGA TN 374121155, CHATTANOOGA, TN 37412-1155

Mortgage

Document Number	623000181
Date	Jun 23, 2020
Book Page	012046/000438
Instrument	200623000181

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 23, 2020
Property Address	3415 BENNETT RD, CHATTANOOGA, TN 37412-1155
Document Number	0623000179
Book / Page	012046 / 000434
Instrument Date	Oct 28, 2019
Instrument	200623000179
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	LAKESIDE TITLE AND ESCROW LLC, LAKESIDE TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 BENNETT RD CHATTANOOGA TN 374121155, CHATTANOOGA, TN 37412-1155

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,198.00 (+14.96%)	$145,025 (+69.67%)	$580,100 (+69.67%) Land $50,000 Building $530,100
2024	$1,912.00 (-36.03%)	$85,475 (-)	$341,900 (-) Land $40,000 Building $301,900
2023	$2,989.00	$85,475 (-)	$341,900 (-) Land $40,000 Building $301,900
2022	$2,989.00	$85,475	$341,900 Land $40,000 Building $301,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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