3414 Watershed Blvd, Laurel, MD 20724 Property Records

Anne Arundel County property record for 3414 Watershed Blvd, Laurel, MD 20724

Property Summary

Property Type	Townhouse
Details	4 ba · 2,521 sqft · built 2022
Lot Size	0.051 acres (2,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (Jul 2026)
Tax Bill	$6,165 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-067-90252548`

Property Details

APN / Parcel Number

Primary APN	`04-067-90252548`
Alternative APNs	`4-067-90252548` `06790252548`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,521 sqft Living Area
Gross Area	2,881 sqft
1st Floor Area	1,016 sqft
Basement Area	505 sqft
Finished Basement	505 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,214 sqft (0.051 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	06790252548
Street Address	3414 WATERSHED BLVD
City	LAUREL
State	MD
Zip	20724-1332
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LOT 3-315 WATERSHED
Legal Subdivision	WATERSHED
Legal Block	1
Legal Lot Number	3-315
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1008
Census Tract	751500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3414 WATERSHED BLVD, LAUREL, MD 20724-1332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY
Aug 15, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Apr 8, 2022	Special Warranty Deed, Transfer NOT AVAILABLE, EAGLE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Aug 15, 2022 · Amount on Record
Deed Book / Page	42580 / 304
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 30, 2026
Property Address	3414 WATERSHED BLVD, LAUREL, MD 20724-1332
Document Number	4258000304
Book / Page	42580 / 304
Instrument Date	Jul 13, 2026
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$611,050.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3414 WATERSHED BLVD, LAUREL, MD 20724-1332

Mortgage

Document Number	4258000314,
Date	Jul 30, 2026
Book Page	42580/314

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 15, 2022
Property Address	3414 WATERSHED BLVD, LAUREL, MD 20724-1332
Document Number	0390250105
Book / Page	39025 / 105
Map Reference	MB 370PG14-20PL19040
Instrument Date	Aug 8, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 27, 2023
Title Company	PGA TITLE INC, PGP TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,410.69
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9302 LEE HWY # 1000, 1000, FAIRFAX, VA 22031-1214

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3414 WATERSHED BLVD, LAUREL, MD 20724-1332

Mortgage

Document Number	0039025111
Date	Aug 15, 2022
Instrument	39025/111

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Sep 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.5%
Max Rate At Change	5.87%
Index	5-Year CMT
Max Rate	9.87%

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 8, 2022
Property Address	3414 WATERSHED BLVD, LAUREL, MD 20724-1332
Document Number	0385840214
Book / Page	38584 / 214
Map Reference	MB 370PG14-20PL19040
Instrument Date	Mar 7, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$34,593.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9302 LEE HWY # 1000, 1000, FAIRFAX, VA 22031-1214

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,867 (+7.15%)	$634,600 (+21.45%) Land $200,000 Building $434,600
2025	$6,165.00 (-10.83%)	$522,500 (+13.74%) Land $180,000 Building $342,500	$522,500 (-) Land $180,000 Building $342,500
2024	$6,914.00 (+37.84%)
2023	$5,016.00	$459,367	$522,500 Land $180,000 Building $342,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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