3414 Somerset Ave, Redding, CA 96002 Property Records

Shasta County property record for 3414 Somerset Ave, Redding, CA 96002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,482 sqft · built 1986
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jan 2017)
Tax Bill	$3,061 (2025)
Deeds & Mortgages	Jan 2020 Reverse Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`068-550-012-000`

Property Details

APN / Parcel Number

Primary APN	`068-550-012-000`
Alternative APN	`06855012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	1,482 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	068550012000
Street Address	3414 SOMERSET AVE
City	REDDING
State	CA
Zip	96002-4819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	OAK CREEK SUBDIVISION
Legal Lot Number	12
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	3
Census Block	3000
Census Tract	11401

Owner

3414 Somerset Ave is owned and occupied by an individual who bought it in January 2017.

Source: Shasta County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3414 SOMERSET AVE, REDDING, CA 96002-4819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2020	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Jan 16, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jan 11, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2017 · Amount on File
Deed Sale	Jan 11, 2017 · Amount on File
Prior Sale	Sep 24, 2008 · Amount on File
Deed Document Number	2017901
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	3414 SOMERSET AVE, REDDING, CA 96002-4819
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002231
Date	Jan 22, 2020
Instrument	2020-0002231

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	910 Months
Due	Nov 10, 2095

Interest

Rate Type	Adjustable Rate
Rate	3.46%
Type Change Date	Feb 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	3414 SOMERSET AVE, REDDING, CA 96002-4819
Document Number	0000002232
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3414 SOMERSET AVE REDDING CA 960024819, REDDING, CA 96002-4819

Mortgage

Document Number	0000002232
Date	Jan 22, 2020
Instrument	2232

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	900 Months
Due	Jan 21, 2095

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Jan 11, 2017
Property Address	3414 SOMERSET AVE, REDDING, CA 96002-4819
Document Number	0000000901
Map Reference	MAP17 PG60
Instrument Date	Jan 6, 2017
Instrument	2017-0000901
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3414 SOMERSET AVE, REDDING, CA 96002-4819

Mortgage

Document Number	0000000902
Date	Jan 11, 2017
Instrument	2017-0000902

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3414 Somerset Ave was $3,061 with a homeowner's exemption.

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Municipality	Redding City
Elementary School District	Enterprise Elementary School District (KG - 08)
Secondary School District	Shasta Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$290,022 (+2%) Land $65,105 Building $224,917
2025	$3,061.00 Homeowner's exemption	$284,336 Land $63,829 Building $220,507
2023	$2,970.00 (+2.95%) Homeowner's exemption	$273,297 Land $61,351 Building $211,946
2022	$2,885.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3414 Somerset Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3414 Somerset Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDDING serves 90,254 people · EPA ID CA4510005
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Com-Pair Services Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: DigitalPath.

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