3414 Ridgecross Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 3414 Ridgecross Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,567 sqft · built 2021
Lot Size	0.167 acres (7,253 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,407 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R89325`

Property Details

APN / Parcel Number

Primary APN	`R89325`
Alternative APNs	`S3141-000B-0019-00-0R` `89325`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,567 sqft Living Area
Gross Area	4,365 sqft
1st Floor Area	3,567 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,253 sqft (0.167 acres)
Lot Dimensions	121 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	686 sqft
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3414 RIDGECROSS DR
City	ROCKWALL
State	TX
Zip	75087-0057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BREEZY HILL PHASE IX-A, BLOCK B, LOT 19
Legal Subdivision	BREEZY HILL PHASE IX-A
Legal Phase	1X
Legal Tract	19
Legal Block	B
Legal Lot Number	19
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1004
Census Tract	40203

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3414 RIDGECROSS DR, ROCKWALL, TX 75087-0057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage MCI MORTGAGE INC
Apr 23, 2021	Deed of Trust, Mortgage WE ALLIANCE SECURED INCOME FUN
Jun 12, 2019	Quit Claim Deed, Mortgage MCI PREFERRED EQUITY FUND LLC
Apr 4, 2018	Grant Deed, Construction Loan · Construction Mortgage MCI PRFD INCOME FUND II LLC
May 9, 2017	Grant Deed, Mortgage LEGACY BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jan 7, 2022
Property Address	3414 RIDGECROSS DR, ROCKWALL, TX 75087-0057
Document Number	0000000558
Map Reference	VOL J PG 3
Instrument Date	Dec 31, 2021
Instrument	20220000000558
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 18, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3414 RIDGECROSS DR, ROCKWALL, TX 75087-0057

Mortgage

Document Number	0000000559
Date	Jan 7, 2022
Instrument	20220000000559

Lender

Name	MCI MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	3414 RIDGECROSS DR, ROCKWALL, TX 75087-0057
Document Number	0000010827
Instrument Date	Apr 23, 2021
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2101 CEDAR SPRINGS RD #700 DALLAS TX 752011504, 700, DALLAS, TX 75201-1504
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010827
Date	Apr 30, 2021
Instrument	10827

Lender

Name	WE ALLIANCE SECURED INCOME FUN
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount Recorded

June 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jun 12, 2019
Property Address	3414 RIDGECROSS DR, ROCKWALL, TX 75087-0057
Document Number	0000009481
Instrument Date	Jun 5, 2019
Instrument	9481
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1800 VALLEY VIEW LN #400 FARMERS BRANCH TX 752348923, 400, FARMERS BRANCH, TX 75234-8923
Investor	Possibly a Property Investor

Mortgage

Document Number	9482
Date	Jun 12, 2019
Instrument	9482

Lender

Name	MCI PREFERRED EQUITY FUND LLC
Address	1800 VALLEY VIEW LN # 400, FARMERS BRANCH, TX 75234-8923

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jun 11, 2022

April 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ROCKWALL TX
Recording Date	Apr 4, 2018
Property Address	3414 RIDGECROSS DR, ROCKWALL, TX 75087-0057
Document Number	0000005777
Instrument Date	Mar 29, 2018
Instrument	5777
Transaction Type	Construction Loan
Record Updated	Apr 13, 2018
Title Company	CHICAGO TITLE/TX LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1800 VALLEY VIEW LN #400 FARMERS BRANCH TX 752348923, 400, FARMERS BRANCH, TX 75234-8923
Investor	Possibly a Property Investor

Mortgage

Document Number	5778
Date	Apr 4, 2018
Instrument	5778

Lender

Name	MCI PRFD INCOME FUND II LLC
Address	1800 VALLEY VIEW LN # 400, FARMERS BRANCH, TX 75234-8923

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 3, 2023

May 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ROCKWALL TX
Recording Date	May 9, 2017
Property Address	3414 RIDGECROSS DR, ROCKWALL, TX 75087-0057
Instrument Date	May 8, 2017
Instrument	8133
Transaction Type	Mortgage
Record Updated	Jun 26, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	8214 WESTCHESTER DR #710 DALLAS TX 752256133, 710, DALLAS, TX 75225-6133

Mortgage

Document Number	0000008133
Date	May 9, 2017
Instrument	8133

Lender

Name	LEGACY BK/TX
Type	Bank
Address	5851 LEGACY CIR # 1200, PLANO, TX 75024-5968

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$692,571 (+0.09%) Land $200,000 Building $492,571	$692,571 (+0.09%) Land $200,000 Building $492,571
2025	$9,407.00 (-8.69%) Homeowner's exemption	$691,981 (+1.24%) Land $200,000 Building $491,981	$691,981 (+1.24%) Land $200,000 Building $491,981
2024	$10,302.00 (+13.45%)
2023	$9,081.00 (+558.52%) Homeowner's exemption	$683,487 Land $200,000 Building $483,487	$683,487 Land $200,000 Building $483,487
2021	$1,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ZION WSC serves 2,028 people · EPA ID TX1990010
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Optimum, Verizon.

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