3414 Bermuda Dr, Rowlett, TX 75088 Property Records

Dallas County property record for 3414 Bermuda Dr, Rowlett, TX 75088

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,845 sqft · built 1992
Lot Size	0.196 acres (8,530 sqft)
Owner	2 Individual Names on File
Last Sale	$304,700 (Sep 2017)
Tax Bill	$8,878 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`440162400L00100`

Property Details

APN / Parcel Number

Primary APN	`440162400L00100`
Alternative APN	`44-01624-00L-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,845 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,530 sqft (0.196 acres)
Lot Dimensions	115 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440162400L00100
Street Address	3414 BERMUDA DR
City	ROWLETT
State	TX
Zip	75088-5361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z340
Legal Description	PENINSULA 6 BLK L LOT 1 INT200900340199 DD11242009 CO-DC 0162400L00100 1CW0162400L
Legal Subdivision	PENINSULA 6
Legal Tract	1624
Legal Block	L
Legal Lot Number	1
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1019
Census Tract	18134

Owner

3414 Bermuda Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3414 BERMUDA DR, ROWLETT, TX 75088-5361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Sep 29, 2017	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Prior Sale	Dec 4, 2009 · Amount on File
Deed Document Number	2017276346
Prior Transfer Date	Sep 25, 2017
Prior Transfer Doc	0000276346
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	3414 BERMUDA DR, ROWLETT, TX 75088-5361
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100055147
Date	Feb 26, 2021
Instrument	202100055147

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	3414 BERMUDA DR, ROWLETT, TX 75088-5361
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000068558
Date	Mar 10, 2020
Instrument	202000068558

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS TX
Recording Date	Sep 29, 2017
Property Address	3414 BERMUDA DR, ROWLETT, TX 75088-5361
Document Number	201700276346
Map Reference	VOL86098 PG1749
Instrument Date	Sep 25, 2017
Instrument	201700276346
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3414 BERMUDA DR, ROWLETT, TX 75088-5361

Mortgage

Document Number	201700276347
Date	Sep 29, 2017
Instrument	201700276347

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3414 Bermuda Dr was $8,878 with exemptions applied, up 12.8% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,780 (-) Land $80,000 Building $393,780	$473,780 (-) Land $80,000 Building $393,780
2025	$8,878.00 (+12.75%) Homeowner's exemption	$473,780 Land $80,000 Building $393,780	$473,780 Land $80,000 Building $393,780
2024	$7,874.00 (+14.31%)
2023	$6,888.00 (-4.28%) Homeowner's exemption	$415,640 Land $80,000 Building $335,640	$415,640 Land $80,000 Building $335,640
2022	$7,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3414 Bermuda Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3414 Bermuda Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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