Lee County property record for 3414 40th St SW, Lehigh Acres, FL 33976
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,796 sqft · built 2006 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $292,000 (Sep 2026) |
| Tax Bill | $3,134 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-45-26-05-00054.0190 |
| Primary APN | 11-45-26-05-00054.0190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| Gross Area | 2,316 sqft |
| 1st Floor Area | 1,508 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 324 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10347405 |
|---|---|
| Street Address | 3414 40TH ST SW |
| City | LEHIGH ACRES |
| State | FL |
| Zip | 33976-4606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LEHIGH ACRES UNIT 5 BLK 54 PB 26 PG 194 LOT 19 |
| Legal Range | 26E |
| Legal Township | 45S |
| Legal Section | 11 |
| Legal Subdivision | LEHIGH ACRES |
| Legal Tract | G |
| Legal Block | 54 |
| Legal Lot Number | 19 |
| Jurisdiction | LEE FL |
| Township / Civil Division | LEHIGH ACRES |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 40302 |
3414 40th St SW is owned and occupied by two individuals who bought it in September 2026.
Source: Lee County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3414 40TH ST SW, LEHIGH ACRES, FL 33976-4606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 15, 2026 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE |
| Aug 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2026 · Amount on File |
| Deed Sale | Sep 15, 2026 · Amount on File |
| Prior Sale | Aug 26, 2021 · Amount on File |
| Deed Document Number | 2026239156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Sep 15, 2026 |
| Property Address | 3414 40TH ST SW, LEHIGH ACRES, FL 33976-4606 |
| Document Number | 0000239156 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 2026239156 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | ENCORE TITLE, ENCORE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $206,444.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3414 40TH ST SW, LEHIGH ACRES, FL 33976-4606 |
| Document Number | 0000239157, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 2026239157 |
| Name | ATLANTIC BAY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Aug 26, 2021 |
| Property Address | 3414 40TH ST SW, LEHIGH ACRES, FL 33976-4606 |
| Document Number | 0000282533 |
| Map Reference | MB 26 PG 194 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021000282533 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 610 ROBERT AVE, LEHIGH ACRES, FL 33936-4344 |
| Name | Verified Name |
|---|---|
| Address | 3414 40TH ST SW, LEHIGH ACRES, FL 33976-4606 |
| Document Number | 0000282534 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021000282534 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Oct 24, 2018 |
| Property Address | 3414 40TH ST SW, LEHIGH ACRES, FL 33976-4606 |
| Document Number | 0000252227 |
| Map Reference | MB26 PG194 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 2018000252227 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | TOWNSEN TITLE INS AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,253.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5001 RIVER TRCE, 5001, THEODORE, AL 36582-2527 |
| Name | Verified Name |
|---|---|
| Address | 3414 40TH ST SW, LEHIGH ACRES, FL 33976-4606 |
| Document Number | 0000252228 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 2018000252228 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 3414 40th St SW was $3,134.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,834 (+2.7%) | $248,315 (+7.68%) Land $31,607 Building $216,708 | |
| 2025 | $3,134.00 Homeowner's exemption | $230,608 Land $28,123 Building $202,485 | $230,608 Land $28,123 Building $202,485 |
| 2023 | $2,913.00 (+4.6%) Homeowner's exemption | $220,129 (+3%) | $257,858 (+20.65%) Land $15,192 Building $242,666 |
| 2022 | $2,785.00 | $213,717 Land $10,128 Building $203,589 | $213,717 Land $10,128 Building $203,589 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3414 40th St SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3414 40th St SW is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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