3414 40th St SW, Lehigh Acres, FL 33976 Property Records

Lee County property record for 3414 40th St SW, Lehigh Acres, FL 33976

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,796 sqft · built 2006
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$292,000 (Sep 2026)
Tax Bill$3,134 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-45-26-05-00054.0190

Property Details

APN / Parcel Number

Primary APN11-45-26-05-00054.0190
Alternative APNs
  • 11-45-26-L4-05054.0190
  • 261145L4050540190
  • 10347405

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,796 sqft Living Area
Gross Area2,316 sqft
1st Floor Area1,508 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialConcrete Block/Stucco
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area324 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10347405
Street Address3414 40TH ST SW
CityLEHIGH ACRES
StateFL
Zip33976-4606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionLEHIGH ACRES UNIT 5 BLK 54 PB 26 PG 194 LOT 19
Legal Range26E
Legal Township45S
Legal Section11
Legal SubdivisionLEHIGH ACRES
Legal TractG
Legal Block54
Legal Lot Number19
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group2
Census Block2017
Census Tract40302

Owner

3414 40th St SW is owned and occupied by two individuals who bought it in September 2026.

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3414 40TH ST SW, LEHIGH ACRES, FL 33976-4606
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2026Warranty Deed, Transfer · FHA Mortgage
ATLANTIC BAY MORTGAGE
Aug 26, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 24, 2018Warranty Deed, Transfer · Conventional Mortgage
HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2026 · Amount on File
Deed SaleSep 15, 2026 · Amount on File
Prior SaleAug 26, 2021 · Amount on File
Deed Document Number2026239156
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateSep 15, 2026
Property Address3414 40TH ST SW, LEHIGH ACRES, FL 33976-4606
Document Number0000239156
Instrument DateSep 4, 2026
Instrument2026239156
Transaction TypeTransfer
Record UpdatedSep 23, 2026
Title CompanyENCORE TITLE, ENCORE TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$206,444.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3414 40TH ST SW, LEHIGH ACRES, FL 33976-4606

Mortgage

Document Number0000239157,
DateSep 15, 2026
Instrument2026239157
Lender
NameATLANTIC BAY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateAug 26, 2021
Property Address3414 40TH ST SW, LEHIGH ACRES, FL 33976-4606
Document Number0000282533
Map ReferenceMB 26 PG 194
Instrument DateAug 23, 2021
Instrument2021000282533
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address610 ROBERT AVE, LEHIGH ACRES, FL 33936-4344

Transferred To (Grantee/Buyer)

NameVerified Name
Address3414 40TH ST SW, LEHIGH ACRES, FL 33976-4606

Mortgage

Document Number0000282534
DateAug 26, 2021
Instrument2021000282534
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateOct 24, 2018
Property Address3414 40TH ST SW, LEHIGH ACRES, FL 33976-4606
Document Number0000252227
Map ReferenceMB26 PG194
Instrument DateOct 15, 2018
Instrument2018000252227
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyTOWNSEN TITLE INS AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,253.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5001 RIVER TRCE, 5001, THEODORE, AL 36582-2527

Transferred To (Grantee/Buyer)

NameVerified Name
Address3414 40TH ST SW, LEHIGH ACRES, FL 33976-4606

Mortgage

Document Number0000252228
DateOct 24, 2018
Instrument2018000252228
Lender
NameHAMILTON GROUP FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3414 40th St SW was $3,134.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$236,834 (+2.7%)$248,315 (+7.68%) Land $31,607 Building $216,708
2025$3,134.00 Homeowner's exemption$230,608 Land $28,123 Building $202,485$230,608 Land $28,123 Building $202,485
2023$2,913.00 (+4.6%) Homeowner's exemption$220,129 (+3%)$257,858 (+20.65%) Land $15,192 Building $242,666
2022$2,785.00$213,717 Land $10,128 Building $203,589$213,717 Land $10,128 Building $203,589

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3414 40th St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3414 40th St SW is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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