3413 Summerset Cir, Costa Mesa, CA 92626 Property Records

Orange County property record for 3413 Summerset Cir, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,594 sqft · built 1979
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (May 2023)
Tax Bill	$14,279 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`412-073-19`

Property Details

APN / Parcel Number

Primary APN	`412-073-19`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,594 sqft Living Area
Gross Area	3,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	4,500 sqft (0.103 acres)
Garage Area	656 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3413 SUMMERSET CIR
City	COSTA MESA
State	CA
Zip	92626-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10277 BLK LOT 11
Legal Subdivision	WIMBLEDON VILLAGE
Legal Tract	10277
Legal Lot Number	11
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1005
Census Tract	63910

Owner

3413 Summerset Cir is owned and occupied by an individual who bought it in May 2023.

Source: Orange County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	3413 SUMMERSET CIR, COSTA MESA, CA 92626-1638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
May 15, 2023	Grant Deed, Transfer · Conventional Mortgage DEEPHAVEN MORTGAGE LLC
Oct 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS FUNDING LLC
Feb 1, 2021	Grant Deed, Transfer · Commercial Mortgage FANUK HUMAN RESOURCES FOUNDATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2023 · Amount on File
Deed Sale	May 15, 2023 · Amount on File
Prior Sale	Feb 1, 2021 · Amount on File
Deed Document Number	2023111952
Prior Transfer Date	May 5, 2023
Prior Transfer Doc	0000111952
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3413 SUMMERSET CIR, COSTA MESA, CA 92626-1638
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 SUMMERSET CIR, COSTA MESA, CA 92626

Mortgage

Document Number	0000083744
Date	Mar 24, 2026
Instrument	2026000083744

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 15, 2023
Property Address	3413 SUMMERSET CIR, COSTA MESA, CA 92626-1638
Document Number	0000111952
Map Reference	MB 445 PG 10-14
Instrument Date	May 5, 2023
Instrument	2023000111952
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3413 SUMMERSET CIR, COSTA MESA, CA 92626-1638

Mortgage

Document Number	0000111953
Date	May 15, 2023
Instrument	2023000111953

Lender

Name	DEEPHAVEN MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3413 SUMMERSET CIR, COSTA MESA, CA 92626-1638
Transaction Type	Mortgage
Record Updated	Nov 10, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3413 SUMMERSET CIR, COSTA MESA, CA 92626-1638

Mortgage

Document Number	0000348715
Date	Oct 28, 2022
Instrument	2022000348715

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 1, 2021
Property Address	3413 SUMMERSET CIR, COSTA MESA, CA 92626-1638
Document Number	0000067636
Map Reference	MB 445 PG 10-14
Instrument Date	Jan 24, 2021
Instrument	2021000067636
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3413 SUMMERSET CIR, COSTA MESA, CA 92626-1638

Mortgage

Document Number	0000067637
Date	Feb 1, 2021
Instrument	2021000067637

Lender

Name	FANUK HUMAN RESOURCES FOUNDATION
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3413 Summerset Cir was $14,279, up 2% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,284,273 (+2%) Land $1,023,915 Building $260,358
2025	$14,279.00 (+2%)	$1,259,092 Land $1,003,839 Building $255,253
2024	$13,999.00 (+19.13%)
2023	$11,751.00 (+2.67%) Homeowner's exemption	$1,040,400 Land $805,577 Building $234,823
2022	$11,445.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3413 Summerset Cir in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3413 Summerset Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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