3413 Settlement Rd, Copperas Cove, TX 76522 Property Records

Coryell County property record for 3413 Settlement Rd, Copperas Cove, TX 76522

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,863 sqft · built 2015
Lot Size0.207 acres (9,000 sqft)
Owner2 Individual Names on Record
Last Sale$206,500 (Mar 2016)
Tax Bill$3,784 (2024)
Deeds & MortgagesApr 2022 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1-68-98-6300

Property Details

APN / Parcel Number

Primary APN1-68-98-6300
Alternative APN
  • 148413

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,863 sqft Living Area
Gross Area2,325 sqft
1st Floor Area1,863 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialStone
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area117 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3413 SETTLEMENT RD
CityCOPPERAS COVE
StateTX
Zip76522-3560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSKYLINE FLATS PHS 2 SEC 1, BLOCK 3, LOT 4, ACRES .2066
Legal SubdivisionSKYLINE FLATS PHS 2 SEC 1
Legal Phase2
Legal Tract4
Legal Block3
Legal Lot Number4
JurisdictionCORYELL TX
Township / Civil DivisionCOPPERAS COVE
Census Block Group3
Census Block3017
Census Tract10701

Owner

Source: Coryell County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3413 SETTLEMENT RD, COPPERAS COVE, TX 76522-3560
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Feb 22, 2021Deed of Trust, Mortgage · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2016 · Amount on Record
Deed SaleMar 30, 2016 · Amount on Record
Deed Document Number2016287345
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORYELL TX
Property Address3413 SETTLEMENT RD, COPPERAS COVE, TX 76522-3560
Transaction TypeMortgage
Record UpdatedMay 18, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000351567
DateApr 25, 2022
Instrument351567
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORYELL TX
Property Address3413 SETTLEMENT RD, COPPERAS COVE, TX 76522-3560
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number334886
DateFeb 22, 2021
Instrument334886
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCoryell County
MunicipalityCopperas Cove City
Unified School DistrictCopperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$260,260 (-4.4%) Land $30,000 Building $230,260$260,260 (-4.4%) Land $30,000 Building $230,260
2024$3,784.00 (+16%)
2023$3,262.00 (-14.38%)$272,250 Land $30,000 Building $242,250$272,250 Land $30,000 Building $242,250
2022$3,810.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims5 (2007–2024)
Claims Outside the SFHA5 of 5
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 59% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COPPERAS COVE
serves 41,669 people · EPA ID TX0500001
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Altitude ISP
Fixed Wireless
500 / 100
Nextlink
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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