3412 Windsor Rose Dr, Bumpass, VA 23024 Property Records

Spotsylvania County property record for 3412 Windsor Rose Dr, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,990 sqft · built 2021
Lot Size	2.14 acres (93,218 sqft)
Owner	Trust Name on File
Last Sale	$455,000 (Nov 2018)
Tax Bill	$13,310 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`79A-5-35`

Property Details

APN / Parcel Number

Primary APN	`79A-5-35`
Alternative APN	`079A 5-35`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,990 sqft Finished Area
Basement Area	2,619 sqft
Unfinished Basement	1,833 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	93,218 sqft (2.14 acres)
Garage Type	Attached
Garage Area	1,050 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3412 WINDSOR ROSE DR
City	BUMPASS
State	VA
Zip	23024-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR - RESID
Legal Description	ANNA VISTA LOT 35 SEC II
Legal Subdivision	ANNA VISTA
Legal Lot Number	35
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	BERKELEY
Census Block Group	3
Census Block	3019
Census Tract	20404

Owner

3412 Windsor Rose Dr is owner-occupied and held in a trust since November 2018.

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	3412 WINDSOR ROSE DR, BUMPASS, VA 23024-8914
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC
Nov 2, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIZENS & FARMERS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2018 · Amount on File
Deed Sale	Nov 2, 2018 · Amount on File
Deed Document Number	201817998
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	3412 WINDSOR ROSE DR, BUMPASS, VA 23024-8914
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0260002981
Date	Feb 27, 2026
Instrument	260002981

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	GLEN ALLEN, VA 23060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 20, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	3412 WINDSOR ROSE DR, BUMPASS, VA 23024-8914
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210033205
Date	Nov 9, 2021
Instrument	210033205

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	3412 WINDSOR ROSE DR, BUMPASS, VA 23024-8914
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210034964
Date	Nov 29, 2021
Instrument	210034964

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Nov 2, 2018
Property Address	3412 WINDSOR ROSE DR, BUMPASS, VA 23024-8914
Document Number	201800017998
Instrument Date	Oct 30, 2018
Instrument	17998
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 COLYER RD FREDERICKSBURG VA 224064206, FREDERICKSBURG, VA 22406-4206

Mortgage

Document Number	201800017999
Date	Nov 2, 2018
Instrument	17999

Lender

Name	CITIZENS & FARMERS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3412 Windsor Rose Dr was $13,310, up 8.1% from the year before.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,310.00 (+8.1%)	$1,805,300 (+7.66%) Land $575,500 Building $1,229,800
2025	$12,313.00	$1,676,900 Land $500,700 Building $1,176,200	$1,805,300 (+7.66%) Land $575,500 Building $1,229,800
2024			$1,676,900 (+12.7%) Land $500,700 Building $1,176,200
2023	$11,482.00	$1,487,900 Land $459,500 Building $1,028,400	$1,487,900 Land $459,500 Building $1,028,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3412 Windsor Rose Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3412 Windsor Rose Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on Windsor Rose Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures