3412 Willow Dr, Mattoon, IL 61938 Property Records

Coles County property record for 3412 Willow Dr, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,850 sqft · built 1957
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Mar 2026)
Tax Bill	$3,711 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-2-14959-000`

Property Details

APN / Parcel Number

Primary APN	`07-2-14959-000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,850 sqft Base Area
1st Floor Area	1,850 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	114 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3412 WILLOW DR
City	MATTOON
State	IL
Zip	61938-4752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOWSHIRE SUBD BLK 1 LOT 6 NE 1/4 SEC 22 T12N R07E
Legal Range	07E
Legal Township	12N
Legal Section	22
Legal Subdivision	WILLOWSHIRE SUBD
Legal Block	1
Legal Lot Number	6
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	3
Census Block	3026
Census Tract	1200

Owner

Source: Coles County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3412 WILLOW DR, MATTOON, IL 61938-4752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · FHA Mortgage TOMO MORTGAGE LLC
Jun 6, 2023	Deed, Transfer · FHA Mortgage UNITED COMMUNITY BANK
Jul 17, 2020	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Jun 6, 2023 · Amount on Record
Deed Document Number	2026821500
Prior Transfer Date	Feb 27, 2026
Prior Transfer Doc	0000821500
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	3412 WILLOW DR, MATTOON, IL 61938-4752
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	CRITES TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 WESTWOOD, MATTOON, IL 61938-2138

Mortgage

Document Number	202600821501
Date	Mar 3, 2026
Instrument	202600821501

Lender

Name	TOMO MORTGAGE LLC
Type	Mortgage Company
Address	1156 AVENUE OF THE AMERICAS # 99, NEW YORK, NY 10036

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

Interest

Rate	5.5%

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	Jun 6, 2023
Property Address	3412 WILLOW DR, MATTOON, IL 61938-4752
Document Number	202300806990
Instrument Date	Jun 5, 2023
Instrument	202300806990
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 WILLOW DR, MATTOON, IL 61938-4752

Mortgage

Document Number	202300806991
Date	Jun 6, 2023
Instrument	202300806991

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jul 17, 2020
Property Address	3412 WILLOW DR, MATTOON, IL 61938-4752
Document Number	202000788923
Instrument Date	Jul 16, 2020
Instrument	202000788923
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 WILLOW DR, MATTOON, IL 61938-4752
Investor	Possibly a Property Investor

Mortgage

Document Number	202000788924
Date	Jul 17, 2020
Instrument	202000788924

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,711.00 (+66.26%)	$46,703 (+23.42%) Land $3,963 Building $42,740	$140,109 (+23.42%) Land $11,889 Building $128,220
2023		$37,840 Land $3,211 Building $34,629	$113,520 Land $9,633 Building $103,887
2020	$2,232.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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