3412 W Lantern Ln, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3412 W Lantern Ln, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,476 sqft · built 1961
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$193,060 (Aug 2022)
Tax Bill	$1,934 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2019 Mortgage + 1 more
APN	`03-8.0-34-001-001-120.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-34-001-001-120.000`

Interior

Building Area	1,476 sqft Base Area
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Street Address	3412 W LANTERN LN
City	SAINT JOSEPH
State	MO
Zip	64506-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:CHATHAM-NICKELL EXTENSION LOT:116 BLK:0LGL DESC:
Legal Subdivision	CHATHAM-NICKELL EXTENSION
Legal Lot Number	116
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2029
Census Tract	100

Owner

3412 W Lantern Ln is owned and occupied by two individuals who bought it in August 2022.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3412 W LANTERN LN, SAINT JOSEPH, MO 64506-1435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Aug 19, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on File
Deed Sale	Aug 19, 2022 · Amount on File
Prior Sale	Oct 17, 2019 · Amount on File
Deed Document Number	20227995
Deed Book / Page	3779 / 377
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3412 W LANTERN LN, SAINT JOSEPH, MO 64506-1435
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 W LANTERN LN, SAINT JOSEPH, MO 64506-1435

Mortgage

Document Number	003786/717
Date	May 9, 2023
Book Page	3786/717
Instrument	2023003222

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3412 W LANTERN LN, SAINT JOSEPH, MO 64506-1435
Transaction Type	Mortgage
Record Updated	Jan 30, 2023
Title Company	PREFERRED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003742/574
Date	Oct 17, 2019
Book Page	3742/574
Instrument	2019009025

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 19, 2022
Property Address	3412 W LANTERN LN, SAINT JOSEPH, MO 64506-1435
Document Number	003779/377
Book / Page	3779 / 377
Instrument Date	Aug 19, 2022
Instrument	2022007995
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 W LANTERN LN, SAINT JOSEPH, MO 64506-1435

Mortgage

Document Number	003779/378
Date	Aug 19, 2022
Book Page	3779/378
Instrument	2022007996

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3412 W Lantern Ln was $1,934.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,934.00	$26,920 Land $5,300 Building $21,620	$141,660 Land $27,880 Building $113,780
2024	$1,934.00 (+18.72%)
2023	$1,629.00 (-0.67%)	$24,720 (-) Land $5,300 Building $19,420	$130,080 Land $27,880 Building $102,200
2022	$1,640.00	$24,720 Land $5,300 Building $19,420
2021			$130,080 Land $27,880 Building $102,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3412 W Lantern Ln; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jun 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3412 W Lantern Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Mercury Fiber, T-Mobile, Verizon.

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