3412 Simcoe Ct, Lexington, KY 40502 Property Records

Lexington-Fayette Urban County property record for 3412 Simcoe Ct, Lexington, KY 40502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 1978
Lot Size	0.412 acres (17,947 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Sep 2025)
Tax Bill	$6,047 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Sep 2025 Sale & Mortgage
APN	`14716519`

Property Details

APN / Parcel Number

Primary APN	`14716519`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,888 sqft Living Area
Basement Area	1,478 sqft
Finished Basement	1,546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Lot Area	17,947 sqft (0.412 acres)
Lot Width	45.4 ft Width
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3412 SIMCOE CT
City	LEXINGTON
State	KY
Zip	40502-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	B-216 LANSDOWNE/MERRICK UNIT 10-C LOT 66; BOOK: 1173 PAGE: 468
Legal Subdivision	LANSDOWNE/MERRICK
Legal Block	D
Legal Lot Number	66
Legal Unit	10-C
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	3
Census Block	3009
Census Tract	2302

Owner

3412 Simcoe Ct is owned and occupied by two individuals who bought it in September 2025.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3412 SIMCOE CT, LEXINGTON, KY 40502-3815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2017	Deed of Trust, Mortgage MEMBERS HERITAGE CR UN
Sep 29, 2025	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Deed Document Number	2025111
Deed Book / Page	4155 / 45
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3412 SIMCOE CT, LEXINGTON, KY 40502-3815
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	008913/570
Date	Aug 15, 2017
Book Page	8913/570

Lender

Name	MEMBERS HERITAGE CR UN

Agreement

Amount	Amount on Record

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Sep 29, 2025
Property Address	3412 SIMCOE CT, LEXINGTON, KY 40502-3815
Document Number	0DB4155/45
Book / Page	DB 4155 / 45
Map Reference	CAB B SL 216
Instrument Date	Sep 26, 2025
Instrument	202509290111
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 CROSSWOODS PL, NICHOLASVILLE, KY 40356-8762

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3412 SIMCOE CT, LEXINGTON, KY 40502-3815

Mortgage

Document Number	MB11077709
Date	Sep 29, 2025
Instrument	MB 11077/709

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3412 Simcoe Ct was $6,047, up 42.4% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,047.00 (+42.42%)	$480,000 (+39.78%)	$480,000 (+39.78%)
2025	$4,246.00	$343,400	$343,400
2023	$2,720.00	$220,000	$220,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3412 Simcoe Ct; there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3412 Simcoe Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: AT&T, Verizon.

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