3412 Shadow St, Norman, OK 73071 Property Records

Cleveland County property record for 3412 Shadow St, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,471 sqft · built 1995
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$214,000 (Oct 2025)
Tax Bill	$2,511 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NC29SOUL2 1 C9001`

Property Details

APN / Parcel Number

Primary APN	`NC29SOUL2 1 C9001`
Alternative APN	`44653`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,471 sqft Living Area
1st Floor Area	1,471 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	456 sqft
Porch	Porch
Porch Area	109 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44653
Old Parcel Number	44653
Street Address	3412 SHADOW ST
City	NORMAN
State	OK
Zip	73071-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SOUTH LAKE ADDITION 2 LOT C9 BLK 1 AKA LOTS 19 AND 20 BLK 1 LESS R/W OKLA DEPT TRANS BOOK 1878-172
Legal Range	02W
Legal Township	08N
Legal Section	09
Legal Quarter	SE
Legal Subdivision	SOUTH LAKE 2
Legal Block	1
Legal Lot Number	19 20
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2000
Census Tract	201404

Owner

Source: Cleveland County assessment roll, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3412 SHADOW ST, NORMAN, OK 73071-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 1, 2025	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jan 5, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 20, 2018	Grant Deed, Transfer · Conventional with PMI ARVEST MTG
May 11, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Jan 5, 2022 · Amount on Record
Deed Document Number	R 2025 28083
Deed Book / Page	6865 / 21
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	3412 SHADOW ST, NORMAN, OK 73071-1526
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0R20248273
Date	Apr 4, 2024
Book Page	6650/777
Instrument	R 2024 8273

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 19, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Oct 1, 2025
Property Address	3412 SHADOW ST, NORMAN, OK 73071-1526
Document Number	R202528083
Book / Page	6865 / 21
Instrument Date	Sep 30, 2025
Instrument	R 2025 28083
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$321.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 SHADOW ST, NORMAN, OK 73071-1526

Mortgage

Document Number	R202528084
Date	Oct 1, 2025
Instrument	R 2025 28084

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jan 5, 2022
Property Address	3412 SHADOW ST, NORMAN, OK 73071-1526
Document Number	R202200564
Book / Page	6366 / 483
Instrument Date	Jan 5, 2022
Instrument	R 2022 00564
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3412 SHADOW ST, NORMAN, OK 73071-1526

Mortgage

Document Number	R202200565
Date	Jan 5, 2022
Instrument	R 2022 00565

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Nov 20, 2018
Property Address	3412 SHADOW ST, NORMAN, OK 73071-1526
Document Number	0000036907
Book / Page	005866 / 001057
Instrument Date	Nov 5, 2018
Instrument	36907
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$217.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3412 SHADOW ST NORMAN OK 730711526, NORMAN, OK 73071-1526

Mortgage

Document Number	36908
Date	Nov 20, 2018
Book Page	005866/001066
Instrument	36908

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2048

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLEVELAND OK
Recording Date	May 11, 2018
Property Address	3412 SHADOW ST, NORMAN, OK 73071-1526
Document Number	0000014284
Book / Page	005799 / 000546
Instrument Date	Apr 24, 2018
Instrument	14284
Transaction Type	Foreclosure
Record Updated	May 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 SHADOW ST NORMAN OK 730711526, NORMAN, OK 73071-1526

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,511.00 (+3.33%) Homeowner's exemption	$21,922 (+3%) Land $3,954 Building $17,968	$188,119 (+0.22%) Land $33,930 Building $154,189
2024	$2,430.00 (+2.88%) Homeowner's exemption	$21,284 (+3%) Land $3,884 Building $17,400	$187,700 (+9%) Land $34,257 Building $153,443
2023	$2,362.00 Homeowner's exemption	$20,664 Land $4,282 Building $16,382	$172,204 Land $35,684 Building $136,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2007–2019)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
OEC Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Cox Communications, Verizon.

Nearby Properties on Shadow St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures