3412 Roundcliff Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 3412 Roundcliff Dr, Concord, NC 28025

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,552 sqft · built 1991
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (May 2012)
Tax Bill	$888 (2023)
Deeds & Mortgages	Nov 2021 Reverse Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09001A0058.000000`

Property Details

APN / Parcel Number

Primary APN	`09001A0058.000000`
Alternative APNs	`5559 61 1988` `85316`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,552 sqft Living Area
Gross Area	1,964 sqft
1st Floor Area	1,552 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2002
Architectural Style	Mobile/Manufactured
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Lot Dimensions	290 ft deep x 165 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Asphalt Driveway
Driveway Area	2,100 sqft

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Deck Area	128 sqft
Patio Area	272 sqft
Gazebo	144 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	85316
Street Address	3412 ROUNDCLIFF DR
City	CONCORD
State	NC
Zip	28025-6601
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AO
Legal Description	LT 58 PINECLIFF
Legal Subdivision	PINECLIFF
Legal Lot Number	58
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	2
Census Block	2002
Census Tract	41602

Owner

3412 Roundcliff Dr, a mobile home, is owned and occupied by an individual who bought it in May 2012.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3412 ROUNDCLIFF DR, CONCORD, NC 28025-6601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jun 28, 2017	Deed of Trust, Mortgage · FHA Mortgage REVERSE MTG FNDG
Jun 28, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2012 · Amount on File
Deed Sale	May 30, 2012 · Amount on File
Prior Sale	Aug 1, 1996 · Amount on File
Deed Book / Page	10016 / 171
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3412 ROUNDCLIFF DR, CONCORD, NC 28025-6601
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 ROUNDCLIFF DR, CONCORD, NC 28025-6601

Mortgage

Document Number	0000156875
Date	Nov 29, 2021
Book Page	15687/5

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.3%
Type Change Date	Jan 1, 2022
Change Frequency	Monthly
Index	1-Year CMT

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3412 ROUNDCLIFF DR, CONCORD, NC 28025-6601
Document Number	12571258
Instrument Date	Jun 28, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 ROUNDCLIFF DR CONCORD NC 280256601, CONCORD, NC 28025-6601

Mortgage

Document Number	12571258
Date	Jul 7, 2017
Book Page	012571/000258
Instrument	17273

Lender

Name	REVERSE MTG FNDG
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	4.23%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3412 ROUNDCLIFF DR, CONCORD, NC 28025-6601
Document Number	12571274
Instrument Date	Jun 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 ROUNDCLIFF DR CONCORD NC 280256601, CONCORD, NC 28025-6601

Mortgage

Document Number	12571274
Date	Jul 7, 2017
Book Page	012571/000274
Instrument	17274

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	4.23%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,830 (-) Land $51,000 Building $139,830
2025		$190,830 Land $51,000 Building $139,830
2024			$190,830 (+78.43%) Land $51,000 Building $139,830
2023	$888.00	$106,950 Land $22,500 Building $84,450	$106,950 Land $22,500 Building $84,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3412 Roundcliff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3412 Roundcliff Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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