3412 Paradise Cir, Spencer, OK 73084 Property Records

Oklahoma County property record for 3412 Paradise Cir, Spencer, OK 73084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 994 sqft · built 1963
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on File
Last Sale	$113,000 (Sep 2026)
Tax Bill	$579 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2489-19-921-1555`

Property Details

APN / Parcel Number

Primary APN	`2489-19-921-1555`
Alternative APNs	`R199211555` `199211555`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	994 sqft Living Area
1st Floor Area	994 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Frame/Masonry/Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	454 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R199211555
Street Address	3412 PARADISE CIR
City	SPENCER
State	OK
Zip	73084-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARADISE ESTATES 002 050
Legal Range	02W
Legal Township	12N
Legal Section	23
Legal Subdivision	PARADISE ESTATES
Legal Block	2
Legal Lot Number	50
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	4
Census Block	4011
Census Tract	108011

Owner

3412 Paradise Cir is owned and occupied by two individuals who bought it in September 2026.

Source: Oklahoma County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3412 PARADISE CIR, SPENCER, OK 73084-3221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK
Nov 30, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2026 · Amount on File
Deed Sale	Sep 23, 2026 · Amount on File
Prior Sale	Dec 4, 2006 · Amount on File
Deed Document Number	2026139411
Deed Book / Page	16627 / 1720
Prior Transfer Date	Nov 29, 2006
Prior Transfer Doc	0103201979
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Sep 23, 2026
Property Address	3412 PARADISE CIR, SPENCER, OK 73084-3221
Document Number	0000139411
Book / Page	16627 / 1720
Instrument Date	Sep 18, 2026
Instrument	2026139411
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	LEGACY TITLE, LEGACY TITLE OF OKLAHOMA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,119.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 PARADISE CIR, SPENCER, OK 73084-3221

Mortgage

Document Number	0000139412,
Date	Sep 23, 2026
Instrument	2026923139412

Lender

Name	FIRST UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	3412 PARADISE CIR, SPENCER, OK 73084-3221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145581209
Date	Nov 30, 2020
Book Page	14558/1209
Instrument	20201130011773230

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	270 Months
Due	May 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 3412 Paradise Cir was $579.

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Spencer City
Unified School District	Oklahoma City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$579.00 Homeowner's exemption	$6,380 Land $463 Building $5,917	$172,500 Land $12,540 Building $159,960
2023	$581.00 Homeowner's exemption	$6,380 Land $536 Building $5,844	$149,000 Land $12,540 Building $136,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3412 Paradise Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3412 Paradise Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER serves 3,746 people · EPA ID OK2005509
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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