3412 Lyle Ave, Waco, TX 76708 Property Records

McLennan County property record for 3412 Lyle Ave, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,725 sqft · built 1954
Lot Size0.279 acres (12,160 sqft)
Owner2 Individual Names on Record
Last Sale$213,242 (Aug 2025)
Tax Bill$3,844 (2025)
Deeds & MortgagesAug 2025 Mortgage
Jan 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN48-009301-001000-1

Property Details

APN / Parcel Number

Primary APN48-009301-001000-1
Alternative APNs
  • 4800930100100010111
  • 168446

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,725 sqft Living Area
1st Floor Area1,725 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1981
Exterior MaterialWood
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area12,160 sqft (0.279 acres)
Lot Dimensions152 ft deep x 80 ft wide
DrivewayConcrete Driveway
Driveway Area200 sqft

Exterior Amenities

PorchOpen Porch
Porch Area68 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3412 LYLE AVE
CityWACO
StateTX
Zip76708-2316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionCLARK-MASHEK LOT 10 BLOCK 1 ACRES .2792
Legal SubdivisionCLARK-MASHEK
Legal Block1
Legal Lot Number10
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2024
Census Tract2800

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3412 LYLE AVE, WACO, TX 76708-2316
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2025Vendor's Lien, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Jan 9, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF CENTRAL TX
Dec 5, 2018Trustee's Deed, Foreclosure
NOT AVAILABLE
Apr 4, 2017Loan Modification, Mortgage
JASON CATES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2025 · Amount on Record
Deed SaleAug 18, 2025 · Amount on Record
Prior SaleNov 20, 2024 · Amount on Record
Deed Document Number202524966
Prior Transfer DateApr 8, 2009
Prior Transfer Doc0000010644
Record UpdatedOct 29, 2026

August 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateAug 18, 2025
Property Address3412 LYLE AVE, WACO, TX 76708-2316
Document Number0000024966
Map ReferenceVOL 702 PG 551
Instrument DateAug 15, 2025
Instrument2025024966
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyAGT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address700 PARKER SQ, FLOWER MOUND, TX 75028-7428

Transferred To (Grantee/Buyer)

NameVerified Name
Address3412 LYLE AVE, WACO, TX 76708-2316

Mortgage

Document Number0000024967
DateAug 18, 2025
Instrument2025024967
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3412 LYLE AVE, WACO, TX 76708-2316
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000838
DateJan 9, 2019
Instrument2019000838
Lender
NameFIRST NATIONAL BANK OF CENTRAL TX
TypeBank
AddressWACO, TX 76710
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMCLENNAN TX
Recording DateDec 5, 2018
Property Address3412 LYLE AVE, WACO, TX 76708-2316
Document Number0000042071
Instrument DateDec 4, 2018
Instrument42071
Transaction TypeForeclosure
Record UpdatedApr 3, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Foreclosure Auction
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1705 LIVE OAK VALLEY CIR WACO TX 767101039, WACO, TX 76710-1039

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address3412 LYLE AVE, WACO, TX 76708-2316
Document Number0000010829
Instrument DateApr 4, 2017
Transaction TypeMortgage
Record UpdatedMay 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3412 LYLE AVE WACO TX 767082316, WACO, TX 76708-2316

Mortgage

Document Number0000010829
DateApr 6, 2017
Instrument10829
Lender
NameJASON CATES
Address395 LAZY ACRES DR, WACO, TX 76712-2833
Agreement
AmountAmount Recorded
Term24 Months
DueApr 5, 2019
Interest
Rate TypeFixed Rate
Rate8%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$188,100 (+1%)$210,494 (+23.1%) Land $25,536 Building $184,958
2025$3,844.00 (-0.34%)$171,000 (+0.48%) Land $23,230 Building $147,770$171,000 (+0.48%) Land $23,230 Building $147,770
2024$3,857.00 (+1.1%)
2023$170,190 Land $23,230 Building $146,960$170,190 Land $23,230 Building $146,960
2022$3,815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2007–2015)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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