3412 Loretta Ave, Jackson, MI 49201 Property Records

Jackson County property record for 3412 Loretta Ave, Jackson, MI 49201

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,130 sqft · built 1968
Lot Size	0.364 acres (15,856 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (May 2021)
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Nov 2021 Transfer Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000-08-16-479-005-00`

Property Details

APN / Parcel Number

Primary APN	`000-08-16-479-005-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	1,130 sqft
Basement Area	1,130 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	15,856 sqft (0.364 acres)
Lot Depth	170 ft Depth
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3412 LORETTA AVE
City	JACKSON
State	MI
Zip	49201-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LOT 3 HOPKINS SUBDIVISION
Legal Subdivision	HOPKINS SUBDIVISION
Legal Lot Number	3
Legal Unit	3
Jurisdiction	JACKSON MI
Township / Civil Division	BLACKMAN
Census Block Group	3
Census Block	3015
Census Tract	5700

Owner

3412 Loretta Ave is owned and occupied by two individuals who acquired it in October 2021.

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3412 LORETTA AVE, JACKSON, MI 49201-8617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Intrafamily Transfer, Transfer
Oct 28, 2021	Intrafamily Transfer, Transfer SELECT TITLE COMPANY, SELECT TITLE CO
May 20, 2021	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on File
Deed Sale	May 20, 2021 · Amount on File
Prior Sale	Sep 1, 1992
Deed Document Number	20212884240
Deed Book / Page	2188 / 650
Last Transfer Date	Oct 26, 2021
Transfer Doc	0002898003
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MI
Recording Date	Nov 2, 2021
Property Address	3412 LORETTA AVE, JACKSON, MI 49201-8617
Document Number	0002898003
Book / Page	2199 / 113
Map Reference	LB 16 PG 30
Instrument Date	Oct 26, 2021
Instrument	2898003
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 LORETTA AVE, JACKSON, MI 49201-8617

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MI
Recording Date	Oct 28, 2021
Property Address	3412 LORETTA AVE, JACKSON, MI 49201-8617
Document Number	0002897583
Book / Page	2198 / 993
Map Reference	LB 16 PG 30
Instrument Date	Oct 15, 2021
Instrument	2897583
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3412 LORETTA AVE, JACKSON, MI 49201-8617

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	May 20, 2021
Property Address	3412 LORETTA AVE, JACKSON, MI 49201-8617
Document Number	0002884240
Book / Page	2188 / 650
Map Reference	LB 16 PG 30
Instrument Date	May 14, 2021
Instrument	2884240
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	MIDSTATE TITLE AGENCY LLC, MIDSTATE TITLE AGENCY OF

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3412 LORETTA AVE, 3412, JACKSON, MI 49201-8617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 972130, YPSILANTI, MI 48197-0255

Mortgage

Document Number	0021880590
Date	May 20, 2021
Instrument	2188-0590

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3412 Loretta Ave was $1,325 with a homeowner's exemption, down 51.3% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Blackman Charter Township
Unified School District	Northwest School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,350 (+9.16%)	$184,700 (+9.16%)
2025	$1,325.00 (-51.25%)	$84,600	$169,200
2024	$2,718.00
2023		$76,000	$152,000
2022	$2,456.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3412 Loretta Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3412 Loretta Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACKMAN TOWNSHIP serves 21,222 people · EPA ID MI0000740
Water Source	Purchased groundwater influenced by surface water from JACKSON
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Loretta Ave

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