3412 Learning Ln, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 3412 Learning Ln, Murfreesboro, TN 37128

Property Summary

Property Type	Townhouse
Details	2 ba · 1,615 sqft · built 2019
Owner	2 Individual Names on Record
Last Sale	$253,900 (Sep 2020)
Tax Bill	$1,907 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`124-029.00-C-004`

Property Details

APN / Parcel Number

Primary APN	`124-029.00-C-004`
Alternative APNs	`124 02900` `R0121222`

Interior

Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,615 sqft Living Area
1st Floor Area	1,725 sqft
Upper Floors Area	772 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Gravel
Garage Type	Attached
Garage Area	680 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0121222
Street Address	3412 LEARNING LN
City	MURFREESBORO
State	TN
Zip	37128-1662
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Lot Number	4
Jurisdiction	RUTHERFORD TN
Township / Civil Division	8
Census Block Group	2
Census Block	2004
Census Tract	40703

Owner

Source: Rutherford County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3412 LEARNING LN, MURFREESBORO, TN 37128-1662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 2, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage ACOPIA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Deed Document Number	20202300848
Deed Book / Page	1956 / 2679
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3412 LEARNING LN, MURFREESBORO, TN 37128-1662
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 LEARNING LN, MURFREESBORO, TN 37128-1662

Mortgage

Document Number	0022901047
Date	Oct 12, 2022
Book Page	2290/1047
Instrument	2467509

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Sep 2, 2020
Property Address	3412 LEARNING LN, MURFREESBORO, TN 37128-1662
Document Number	0019562679
Book / Page	1956 / 2679
Map Reference	MB 42 PG 280
Instrument Date	Aug 20, 2020
Instrument	2300848
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 13, 2022
Title Company	LAWYERS LAND & TITLE SERVICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$939.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 LEARNING LN, MURFREESBORO, TN 37128-1662
Investor	Possibly a Property Investor

Mortgage

Document Number	0019562682
Date	Sep 2, 2020
Instrument	1956/2682

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,275 (+29.44%) Land $3,125 Building $84,150	$349,100 (+29.44%) Land $12,500 Building $336,600
2025	$1,907.00	$67,425 (-) Land $3,125 Building $64,300
2023	$1,907.00	$67,425 Land $3,125 Building $64,300	$269,700 (-) Land $12,500 Building $257,200
2022			$269,700 Land $12,500 Building $257,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, United Communications.

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