3412 Laurel Leaf Dr, Orange Park, FL 32065 Property Records

Clay County property record for 3412 Laurel Leaf Dr, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,328 sqft · built 2006
Lot Size	0.209 acres (9,118 sqft)
Owner	Individual Name on Record
Last Sale	$245,500 (Mar 2006)
Tax Bill	$3,259 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-04-25-007868-019-78`

Property Details

APN / Parcel Number

Primary APN	`05-04-25-007868-019-78`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,328 sqft Heated Area
Gross Area	3,347 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,118 sqft (0.209 acres)
Garage Area	427 sqft
Porch	Porch
Porch Area	592 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3412 LAUREL LEAF DR
City	ORANGE PARK
State	FL
Zip	32065-5272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 356 SILVER LEAF @ OAKLEAFPLANTATION PHASE 2 AS REC O R2686 PG 1089, 4930 PG 831
Legal Range	25
Legal Township	04
Legal Section	05
Legal Subdivision	SILVER LEAF @ OAKLEAF PLANTATION
Legal Phase	2
Legal Lot Number	356
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1001
Census Tract	30208

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3412 LAUREL LEAF DR, ORANGE PARK, FL 32065-5272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Jun 18, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 25, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2006 · Amount on Record
Deed Sale	Mar 3, 2006 · Amount on Record
Prior Sale	Mar 3, 2006 · Amount on Record
Deed Document Number	0026861089
Last Transfer Date	May 15, 2025
Transfer Doc	0049300831
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3412 LAUREL LEAF DR, ORANGE PARK, FL 32065-5272
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 LAUREL LEAF DR, ORANGE PARK, FL 32065-5272

Mortgage

Document Number	0046310903
Date	Jul 25, 2022
Book Page	4631/903
Instrument	2022045130

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3412 LAUREL LEAF DR, ORANGE PARK, FL 32065-5272
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040550747
Date	Feb 12, 2018
Book Page	4055/0747
Instrument	2018007467

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3412 LAUREL LEAF DR, ORANGE PARK, FL 32065-5272
Document Number	0042041133
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	NAVY FEDERAL TITLE AGENCY LLC, NAVY FED'L TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3412 LAUREL LEAF DR ORANGE PARK FL 320655272, ORANGE PARK, FL 32065-5272

Mortgage

Document Number	0042041133
Date	Jun 24, 2019
Book Page	004204/001133
Instrument	32561

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3412 LAUREL LEAF DR, ORANGE PARK, FL 32065-5272
Document Number	0040881153
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3412 UREL LEAF DR ORANGE PARK FL 32065, ORANGE PARK, FL 32065

Mortgage

Document Number	0040881153
Date	May 30, 2018
Book Page	004088/001153
Instrument	27601

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 29, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,259.00 (-36.53%) Homeowner's exemption	$253,871 (+5.99%)	$348,927 (+5.07%) Land $60,000 Building $288,927
2023	$5,135.00 (+4.35%) Homeowner's exemption	$239,532 (+3%)	$332,098 (+12.7%) Land $60,000 Building $272,098
2022	$4,921.00 Homeowner's exemption	$232,556	$294,662 Land $40,000 Building $254,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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