3412 Galway Dr, Laporte, CO 80535 Property Records

Larimer County property record for 3412 Galway Dr, Laporte, CO 80535

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,552 sqft · built 1973
Lot Size	0.26 acres (11,329 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (May 2021)
Tax Bill	$2,947 (2025)
Deeds & Mortgages	Oct 2017 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`98304-20-028`

Property Details

APN / Parcel Number

Primary APN	`98304-20-028`
Alternative APN	`R0213179`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
Gross Area	2,392 sqft
Basement Area	336 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2008
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,329 sqft (0.26 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	180 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0213179
Street Address	3412 GALWAY DR
City	LAPORTE
State	CO
Zip	80535-9331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA
Legal Description	LOT 28, BLK 2, COTTON WILLOW EST 1ST
Legal Range	69W
Legal Township	8N
Legal Section	30
Legal Subdivision	COTTON WILLOW ESTATES
Legal Block	2
Legal Lot Number	28
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1003
Census Tract	1301

Owner

3412 Galway Dr is owned and occupied by an individual who bought it in May 2021.

Source: Larimer County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3412 GALWAY DR, LAPORTE, CO 80535-9331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 11, 2021	Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL LENDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2021 · Amount on File
Deed Sale	May 11, 2021 · Amount on File
Prior Sale	Oct 22, 2008 · Amount on File
Deed Document Number	202146942
Prior Transfer Date	Oct 1, 1992
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3412 GALWAY DR, LAPORTE, CO 80535-9331
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069634
Date	Oct 17, 2017
Instrument	20170069634

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2037

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 11, 2021
Property Address	3412 GALWAY DR, LAPORTE, CO 80535-9331
Document Number	0000046942
Instrument Date	May 5, 2021
Instrument	20210046942
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 GALWAY DR, LAPORTE, CO 80535-9331

Mortgage

Document Number	0000046943
Date	May 11, 2021
Instrument	20210046943

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3412 Galway Dr was $2,947, up 4.1% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,947.00 (+4.1%)	$29,051 Land $6,563 Building $22,488	$464,800 Land $105,000 Building $359,800
2024	$2,831.00 (+5.01%)
2023	$2,696.00 (+16.86%)	$32,817 (+35.76%) Land $2,680 Building $30,137	$489,800 (+40.83%) Land $40,000 Building $449,800
2022	$2,307.00	$24,172 Land $2,780 Building $21,392	$347,800 Land $40,000 Building $307,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3412 Galway Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	84 (1980–2023)
Claims Outside the SFHA	20 of 84
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 32 claims Flooding 4/30/99, May 1999 · 6 claims Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3412 Galway Dr is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 54% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST FORT COLLINS WD serves 4,000 people · EPA ID CO0135290
Water Source	Purchased surface water from CITY OF FT COLLINS
Last State Inspection	May 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Verizon, Vistabeam.

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