3412 Gaither Rd, Windsor Mill, MD 21244 Property Records

Baltimore County property record for 3412 Gaither Rd, Windsor Mill, MD 21244

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,220 sqft · built 1953
Lot Size	0.11 acres (4,796 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Dec 2022)
Tax Bill	$1,420 (2023)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2021 Line of Credit + 1 more
APN	`02-0202000480`

Property Details

APN / Parcel Number

Primary APN	`02-0202000480`
Alternative APNs	`20202000480` `0202000480`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,220 sqft Total Area
1st Floor Area	828 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,796 sqft (0.11 acres)
Lot Width	53 ft Width
Porch	Porch
Porch Area	168 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	0202000480
Old Parcel Number	20202000480
Street Address	3412 GAITHER RD
City	WINDSOR MILL
State	MD
Zip	21244-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW COR SUBET RD LITTLEDALE
Legal Subdivision	COR SUB
Legal Lot Number	7
Jurisdiction	BALTIMORE MD
Township / Civil Division	2
Census Block Group	5
Census Block	5002
Census Tract	402303

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3412 GAITHER RD, WINDSOR MILL, MD 21244-2917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Dec 22, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2022 · Amount on Record
Deed Sale	Dec 22, 2022 · Amount on Record
Deed Document Number	0047643374
Deed Book / Page	47643 / 374
Record Updated	Jun 7, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3412 GAITHER RD, WINDSOR MILL, MD 21244-2917
Transaction Type	Mortgage
Record Updated	Mar 6, 2024
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0488040233
Date	Feb 23, 2024
Book Page	48804/233

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3412 GAITHER RD, WINDSOR MILL, MD 21244-2917
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0455620285
Date	Oct 4, 2021
Book Page	45562/285

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Dec 22, 2022
Property Address	3412 GAITHER RD, WINDSOR MILL, MD 21244-2917
Document Number	0476430374
Book / Page	47643 / 374
Map Reference	MB GLB 17 FO 19
Instrument Date	Dec 11, 2022
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3412 GAITHER RD, WINDSOR MILL, MD 21244-2917

Mortgage

Document Number	0476430380
Date	Dec 22, 2022
Instrument	47643-0380

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,420.00 Homeowner's exemption	$178,633	$184,400 Land $55,800 Building $128,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1984–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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