3412 Bernies Ct S, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 3412 Bernies Ct S, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,672 sqft · built 1989
Lot Size	0.291 acres (12,676 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (Mar 2018)
Tax Bill	$3,244 (2025)
Deeds & Mortgages	Mar 2022 Refinance Mar 2018 Sale & Mortgage + 2 more
APN	`0051020000340`

Property Details

APN / Parcel Number

Primary APN	`0051020000340`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	1,528 sqft
Attic	Attic
Attic Area	240 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,676 sqft (0.291 acres)
Lot Dimensions	146 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	240 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3412 BERNIES CT S
City	CHESAPEAKE
State	VA
Zip	23321-5236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	34 CHURCHLAND PARK SEC 3B
Legal Subdivision	POPLAR HILL FARM,CHURCHLAND PARK,DUNEDIN
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3001
Census Tract	21602

Owner

3412 Bernies Ct S is owned and occupied by an individual who bought it in March 2018.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3412 BERNIES CT S, CHESAPEAKE, VA 23321-5236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ZILLOW HOME LOANS LLC
Mar 27, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TOWNE MORTGAGE
Jan 17, 2018	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 5, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2018 · Amount on File
Deed Sale	Mar 27, 2018 · Amount on File
Prior Sale	Jan 17, 2018 · Amount on File
Deed Document Number	20187552
Deed Book / Page	9895 / 1639
Prior Transfer Date	Nov 2, 2016
Prior Transfer Doc	009742/724
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3412 BERNIES CT S, CHESAPEAKE, VA 23321-5236
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010538/296
Date	Mar 25, 2022
Book Page	10538/296
Instrument	220010247

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4%

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 27, 2018
Property Address	3412 BERNIES CT S, CHESAPEAKE, VA 23321-5236
Document Number	09895/1639
Book / Page	9895 / 1639
Instrument Date	Mar 22, 2018
Instrument	180007552
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 BERNIES CT S, CHESAPEAKE, VA 23321-5236

Mortgage

Document Number	0180007553
Date	Mar 27, 2018
Instrument	180007553

Lender

Name	TOWNE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 17, 2018
Property Address	3412 BERNIES CT S, CHESAPEAKE, VA 23321-5236
Document Number	09874/1378
Book / Page	9874 / 1378
Instrument Date	Jan 2, 2018
Instrument	180001197
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 N GREAT NECK RD # 1272-3, 1272, VIRGINIA BEACH, VA 23454-2268

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 5, 2017
Property Address	3412 BERNIES CT S, CHESAPEAKE, VA 23321-5236
Document Number	009742/724
Book / Page	9742 / 724
Instrument Date	Nov 2, 2016
Instrument	170000444
Transaction Type	Foreclosure
Record Updated	Sep 6, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11013 W BROAD ST, GLEN ALLEN, VA 23060-6017

Tax Assessment & Valuation

The 2025 property tax bill for 3412 Bernies Ct S was $3,244.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,200 (+2.8%) Land $155,000 Building $175,200	$330,200 (+2.8%) Land $155,000 Building $175,200
2025	$3,244.00	$321,200 Land $145,000 Building $176,200	$321,200 Land $145,000 Building $176,200
2023		$294,300 (+6.36%) Land $135,000 Building $159,300	$294,300 (+6.36%) Land $135,000 Building $159,300
2022		$276,700 Land $120,000 Building $156,700	$276,700 Land $120,000 Building $156,700
2019	$2,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3412 Bernies Ct S; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3412 Bernies Ct S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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