3412 Ave N, Galveston, TX 77550 Property Records

Galveston County property record for 3412 Ave N, Galveston, TX 77550

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,182 sqft · built 1960
Lot Size	0.118 acres (5,136 sqft)
Owner	Individual Name on Record
Last Sale	$243,200 (Apr 2020)
Tax Bill	$436 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`3892-0000-0010-000`

Property Details

APN / Parcel Number

Primary APN	`3892-0000-0010-000`
Alternative APN	`R104916`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,182 sqft Living Area
Gross Area	2,590 sqft
1st Floor Area	1,182 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,136 sqft (0.118 acres)
Garage Type	Attached
Garage Area	1,206 sqft
Parking Spaces	5 Parking Spaces
Porch	Screened Porch
Porch Area	411 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3412 AVENUE N
City	GALVESTON
State	TX
Zip	77550-6707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IF4
Legal Description	ABST 628 M B MENARD SUR LOT 10 HAWKINS & ROBINSON SUB
Legal Subdivision	HAWKINS & ROBINSON UNREC SUB (91)
Legal Block	2
Legal Lot Number	10
Jurisdiction	GALVESTON TX
Township / Civil Division	GALVESTON
Census Block Group	2
Census Block	2033
Census Tract	724700

Owner

Source: Galveston County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3412 AVENUE N, GALVESTON, TX 77550-6707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit LONGBRIDGE FINANCIAL LLC
Apr 28, 2020	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Deed Document Number	202022680
Prior Transfer Date	Apr 20, 2020
Prior Transfer Doc	0000022680
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALVESTON TX
Property Address	3412 AVENUE N, GALVESTON, TX 77550-6707
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 AVENUE N, GALVESTON, TX 77550-6707

Mortgage

Document Number	0000003349
Date	Jan 23, 2023
Instrument	2023003349

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.98%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2023
Change Frequency	Monthly
Index	Other

April 2020: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	GALVESTON TX
Recording Date	Apr 28, 2020
Property Address	3412 AVENUE N, GALVESTON, TX 77550-6707
Document Number	0000022680
Instrument Date	Apr 20, 2020
Instrument	22680
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3412 AVENUE N GALVESTON TX 775506707, GALVESTON, TX 77550-6707

Mortgage

Document Number	22681
Date	Apr 28, 2020
Instrument	22681

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.01%

Mortgage

Document Number	22682,
Date	Apr 28, 2020
Instrument	22682

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.01%

Tax Assessment & Valuation

Source: Galveston County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Galveston County
Municipality	Galveston City
Unified School District	Galveston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,261 (+1%)	$370,720 (-8.89%) Land $93,270 Building $277,450
2025	$436.00 (+5.83%) Homeowner's exemption Senior Citizen's exemption	$202,055 (-51.88%) Land $93,270 Building $313,630	$406,900 (-3.09%) Land $93,270 Building $313,630
2024	$412.00 (-55.65%)
2023		$419,870 Land $62,920 Building $356,950	$419,870 Land $62,920 Building $356,950
2018	$929.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 243 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	243 in force
Nearby Flood Claims	216 (1979–2024)
Claims Outside the SFHA	10 of 216
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 20 claims Hurricane Ike, Sep 2008 · 169 claims Hurricane Alicia, Aug 1983 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALVESTON serves 52,326 people · EPA ID TX0840003
Water Source	Purchased surface water from GULF COAST WATER AUTHORITY TX CITY
Last State Inspection	Jan 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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