3411 Fallston Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 3411 Fallston Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,341 sqft · built 1971
Lot Size	0.464 acres (20,250 sqft)
Owner	Individual Name on File
Last Sale	$196,000 (Dec 2021)
Tax Bill	$1,125 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29162`

Property Details

APN / Parcel Number

Primary APN	`29162`
Alternative APN	`1343938`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,341 sqft Finished Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	20,250 sqft (0.464 acres)
Lot Dimensions	225 ft deep x 90 ft wide

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Deck Area	288 sqft
Shed	1 Shed
Shed Area	160 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1343938
Street Address	3411 FALLSTON RD
City	SHELBY
State	NC
Zip	28150-9277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#16-18 PT 15 BLKB PB11-40 OAKWOOD TERR
Legal Subdivision	OAKWOOD
Legal Block	6
Legal Lot Number	4
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2001
Census Tract	950800

Owner

3411 Fallston Rd is owned and occupied by an individual who bought it in December 2021.

Source: Cleveland County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3411 FALLSTON RD, SHELBY, NC 28150-9277
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Deed Document Number	2021200065753
Deed Book / Page	1860 / 681
Prior Transfer Date	Sep 17, 2015
Prior Transfer Doc	0017060560
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 15, 2021
Property Address	3411 FALLSTON RD, SHELBY, NC 28150-9277
Document Number	0018600681
Book / Page	1860 / 681
Map Reference	MB 11 PG 40
Instrument Date	Dec 15, 2021
Instrument	200065753
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1147 POPLAR SPRINGS CHURCH RD, 1147, SHELBY, NC 28152-8071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3411 FALLSTON RD, SHELBY, NC 28150-9277

Mortgage

Document Number	0001860684
Date	Dec 15, 2021
Instrument	1860/684

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 3411 Fallston Rd was $1,125, up 7% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,125.00 (+7.04%)	$165,523 (-) Land $12,204 Building $153,319	$165,523 (-) Land $12,204 Building $153,319
2025	$1,051.00	$165,523 Land $12,204 Building $153,319	$165,523 Land $12,204 Building $153,319
2023		$94,839 Land $9,153 Building $85,686	$94,839 Land $9,153 Building $85,686

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3411 Fallston Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3411 Fallston Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20