Hamilton County property record for 3411 Elder Mountain Rd, Chattanooga, TN 37419
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,500 sqft · built 2006 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,051 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 144F B 007.07 |
| Primary APN | 144F B 007.07 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,000 sqft (0.367 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000152319 |
|---|---|
| Street Address | 3411 ELDER MOUNTAIN RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37419-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 3 & 4 BLK 7 WEST CHATT LAND CO #1 PB6 PG34 OUT OF 144F-B-7.06 FOR 2005 |
| Legal Subdivision | WEST CHATT LAND CO N |
| Legal Block | 7 |
| Legal Lot Number | 3,4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 12100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3411 Elder Mountain Rd is owned and occupied by two individuals who acquired it in July 2020.
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3411 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2025 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 19, 2023 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 24, 2020 | Quit Claim Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 22, 2020 |
| Transfer Doc | 0724000122 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3411 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1013 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3411 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1013 |
| Document Number | 0000000063 |
|---|---|
| Date | Jun 20, 2025 |
| Book Page | 13958/332 |
| Instrument | 2025062000063 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 218 Months |
| Due | Aug 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3411 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1013 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000000048 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | 13348/680 |
| Instrument | 2023071900048 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3411 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1013 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3411 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1013 |
| Document Number | 0000000299 |
|---|---|
| Date | Oct 8, 2024 |
| Book Page | 13727/409 |
| Instrument | 2024100800299 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 226 Months |
| Due | Aug 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 24, 2020 |
| Property Address | 3411 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1013 |
| Document Number | 0724000122 |
| Book / Page | 012086 / 000977 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 200724000122 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3411 ELDER MOUNTAIN RD CHATTANOOGA TN 374191013, CHATTANOOGA, TN 37419-1013 |
The 2025 property tax bill for 3411 Elder Mountain Rd was $1,051, down 0.1% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,051.00 (-0.1%) | $69,350 (+47.4%) | $277,400 (+47.4%) Land $57,500 Building $219,900 |
| 2024 | $1,052.00 | $47,050 (-) | $188,200 (-) Land $34,500 Building $153,700 |
| 2023 | $1,052.00 | $47,050 (-) | $188,200 (-) Land $34,500 Building $153,700 |
| 2022 | $1,052.00 | $47,050 | $188,200 Land $34,500 Building $153,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3411 Elder Mountain Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 21 (1982–2020) |
| Claims Outside the SFHA | 7 of 21 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3411 Elder Mountain Rd is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 61% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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