3411 98th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3411 98th St E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,158 sqft · built 2010
Lot Size0.114 acres (4,950 sqft)
OwnerIndividual Name on Record
Last Sale$203,000 (Jan 2019)
Tax Bill$3,253 (2024)
Deeds & MortgagesMar 2023 Mortgage
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN6182-0580-9

Property Details

APN / Parcel Number

Primary APN6182-0580-9
Alternative APNs
  • 331817618205809
  • 0618205809

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,158 sqft Living Area
Gross Area1,558 sqft
1st Floor Area1,158 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,950 sqft (0.114 acres)
Lot Dimensions110 ft deep x 45 ft wide
View / LotStandard
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area20 sqft
Patio Area212 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Old Parcel Number0618205809
Street Address3411 98TH ST E
CityPALMETTO
StateFL
Zip34221-8015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal DescriptionLOT 106 GILLETTE GROVE SUBDIVISION PI#6182.0580/9
Legal Range18E
Legal Township33S
Legal Section17
Legal SubdivisionGILLETTE GROVE
Legal Tract00618200
Legal Lot Number106
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group1
Census Block1057
Census Tract1602

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3411 98TH ST E, PALMETTO, FL 34221-8015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2023Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Feb 28, 2022Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Jan 24, 2019Warranty Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2019 · Amount on Record
Deed SaleJan 24, 2019 · Amount on Record
Prior SaleFeb 29, 2016 · Amount on Record
Deed Document Number20197155
Deed Book / Page2765 / 3866
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address3411 98TH ST E, PALMETTO, FL 34221-8015
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3411 98TH ST E, PALMETTO, FL 34221-8015

Mortgage

Document Number0041025126
DateMar 13, 2023
Instrument202341025126
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueMar 1, 2063

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address3411 98TH ST E, PALMETTO, FL 34221-8015
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3411 98TH ST E, PALMETTO, FL 34221-8015

Mortgage

Document Number0041026893
DateFeb 28, 2022
Instrument202241026893
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateJan 24, 2019
Property Address3411 98TH ST E, PALMETTO, FL 34221-8015
Document Number0027653866
Book / Page002765 / 003866
Instrument DateJan 23, 2019
Instrument41007155
Transaction TypeTransfer
Record UpdatedFeb 4, 2019
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,421.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3411 98TH ST E PALMETTO FL 342218015, PALMETTO, FL 34221-8015

Mortgage

Document Number27653868
DateJan 24, 2019
Book Page002765/003868
Instrument41007156
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2049

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,870 (-0.88%) Land $40,800 Building $153,070$193,870 (-0.88%) Land $40,800 Building $153,070
2025$195,593 (-25%) Land $40,800 Building $154,793$195,593 (-25%) Land $40,800 Building $154,793
2024$3,253.00 (-2.55%)
2023$3,338.00 (+10.57%)$260,799 (+13.69%) Land $40,800 Building $219,999$260,799 (+13.69%) Land $40,800 Building $219,999
2022$3,019.00$229,387 Land $40,000 Building $189,387$229,387 Land $40,000 Building $189,387

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims9 (1992–2024)
Claims Outside the SFHA4 of 9
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Helene, Sep 2024 · 2 claims
  • Severe Storms & Flooding, Jun 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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