3411 76th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3411 76th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,970 sqft · built 2019
Lot Size	0.196 acres (8,549 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Jul 2023)
Tax Bill	$6,398 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6698-0790-9`

Property Details

APN / Parcel Number

Primary APN	`6698-0790-9`
Alternative APN	`331829669807909`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,970 sqft Living Area
Gross Area	2,554 sqft
1st Floor Area	1,970 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,549 sqft (0.196 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3411 76TH ST E
City	PALMETTO
State	FL
Zip	34221-3585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 38 HERON CREEK PH II PI#6698.0790/9
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	HERON CREEK PHASE II
Legal Lot Number	38
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2000
Census Tract	1604

Owner

3411 76th St E is owned and occupied by two individuals who bought it in July 2023.

Source: Manatee County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3411 76TH ST E, PALMETTO, FL 34221-3585
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jul 18, 2023	Warranty Deed, Transfer
May 21, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI EMBRACE HM LOANS
Nov 19, 2018	Warranty Deed, Construction Loan ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on File
Deed Sale	Jul 18, 2023 · Amount on File
Prior Sale	May 21, 2019 · Amount on File
Deed Document Number	202376647
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3411 76TH ST E, PALMETTO, FL 34221-3585
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3411 76TH ST E, PALMETTO, FL 34221-3585

Mortgage

Document Number	0041056790
Date	Apr 29, 2021
Instrument	202141056790

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 18, 2023
Property Address	3411 76TH ST E, PALMETTO, FL 34221-3585
Document Number	0041076647
Map Reference	MB 62 PG 36-41
Instrument Date	Jul 18, 2023
Instrument	202341076647
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$3,745.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3411 76TH ST E, PALMETTO, FL 34221-3585

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3411 76TH ST E, PALMETTO, FL 34221-3585

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MANATEE FL
Recording Date	May 21, 2019
Property Address	3411 76TH ST E, PALMETTO, FL 34221-3585
Document Number	0027830715
Book / Page	002783 / 000715
Instrument Date	Apr 22, 2019
Instrument	41049194
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 4, 2019
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3411 76TH ST E PALMETTO FL 34221, PALMETTO, FL 34221

Mortgage

Document Number	27830716
Date	May 21, 2019
Book Page	002783/000716
Instrument	41049195

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 20, 2049

November 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 19, 2018
Property Address	3411 76TH ST E, PALMETTO, FL 34221-3585
Document Number	0027566931
Book / Page	002756 / 006931
Instrument Date	Nov 16, 2018
Instrument	41115982
Transaction Type	Construction Loan
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,998.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3999 W STATE ROAD 46 SANFORD FL 327719726, SANFORD, FL 32771-9726

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$454,675 Land $51,000 Building $403,675	$454,675 Land $51,000 Building $403,675
2024	$6,398.00 (+73.58%)
2023	$3,686.00 (+2.76%) Homeowner's exemption	$290,532 (+3%)	$447,477 (+17.1%) Land $51,000 Building $396,477
2022	$3,587.00 Homeowner's exemption	$282,070	$382,144 Land $50,000 Building $332,144

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3411 76th St E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	5 (2022–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3411 76th St E is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Frontier.

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