Stanly County property record for 34102 Watson Rd, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,938 sqft · built 2021 |
| Lot Size | 4.11 acres (179,032 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,666 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 650901375320 |
| Primary APN | 650901375320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,938 sqft Finished Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 179,032 sqft (4.11 acres) |
| Garage Type | Attached |
| Garage Area | 735 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1531910 |
|---|---|
| Street Address | 34102 WATSON RD |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-7394 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 34102 WATSON RD LOT 1 650901008 |
| Legal Lot Number | 1 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | RIDENHOUR |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 930101 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 34112 WATSON RD, ALBEMARLE, NC 28001-7394 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK |
| Dec 4, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 34102 WATSON RD, ALBEMARLE, NC 28001-7394 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000441054 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 1767/1151 |
| Instrument | 441054 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Dec 4, 2020 |
| Property Address | 34102 WATSON RD, ALBEMARLE, NC 28001-7394 |
| Document Number | 0000426565 |
| Book / Page | 001722 / 000293 |
| Instrument Date | Dec 3, 2020 |
| Instrument | 426565 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 34112 WATSON RD ALBEMARLE NC 280017394, ALBEMARLE, NC 28001-7394 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,666.00 (+4.67%) | $437,132 (+21.83%) Land $34,505 Building $402,627 | $464,672 (+29.5%) Land $62,045 Building $402,627 |
| 2023 | $2,547.00 | $358,815 Land $39,937 Building $318,878 | $358,815 Land $39,937 Building $318,878 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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